Skip to content

Credit union · NCUA insured

Austin City Employees Credit Union CD Rates

Austin City Employees Credit Union’s best CD rate is 2.00% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.

How Austin City Employees Credit Union’s CD rates compare

Compared with banks and credit unions near Austin, MN, where Austin City Employees Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Austin City Employees Credit Union

    2.00%APY

    Term
    24 months
    Requires
    None
    Minimum
    $500
    Earns on $10,000
    $404

    Term share Certificates

  • Top rate

    Wells Fargo

    4.25%APY

    Term
    11 months
    Requires
    Another account
    Minimum
    $5,000
    Earns on $10,000
    $389

    Wells Fargo rates

  • 2nd-highest rate

    Alerus Financial

    4.10%APY

    Term
    20 months
    Requires
    Another account
    Minimum
    $5,000
    Earns on $10,000
    $693

    Alerus Financial rates

Compare CD rates near you →

Austin City Employees Credit Union CD score

62

CD score

Higher than 5% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo1.00%
  • 9–15 months9–15 mo1.50%
  • 16–30 months16–30 mo2.00%
  • QualifiedQualified2.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Austin City Employees Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Austin City Employees Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees who work for Austin Utilities are eligible to join.

Military, government and schools

  • Employees who work for the City of Austin are eligible to join.
  • Employees who work for Austin Public School District #492 are eligible to join.

Family and household

  • Individuals related to a current member by blood, adoption, or marriage are eligible to join, regardless of where they live and work.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Austin City Employees Credit Union overview