Credit union · NCUA insured
Four Seasons Federal Credit Union Credit Card Rates
Four Seasons Federal Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Four Seasons Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Auburn, AL, where Four Seasons Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Four Seasons Federal Credit Union
7.90%APR
- Annual fee
- None
VISA Platinum Credit Card
Lowest rate
Auburn University Credit Union
7.90%APR
- Annual fee
- None
3rd-lowest rate
Liberty Bank
9.96%APR
- Annual fee
- $30
Four Seasons Federal Credit Union credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Four Seasons Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Platinum Credit Card
Rates are fixed, as low as stated APR based on creditworthiness. Credit limits range from $500 to $20,000. 25-day grace period on all purchases. Subject to credit approval and membership eligibility.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | Fixed rate, as low as 7.9% on all transactions, including cash advances and balance transfers. No annual fees, no teaser rates, no cash advance fees, no balance transfer fees. Rate is based on creditworthiness. |
| Ongoing | 7.90% | None | Rate as low as stated APR. |
VISA Platinum Secured Credit Card
Guaranteed rate. Open a Secured Savings account and deposit the amount of desired credit limit (minimum $500) to pledge/secure the card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | Guaranteed rate of 11.9% APR. Minimum credit limit of $500 secured by pledged funds in a Secured Savings account. |
| Ongoing | 11.90% | None | Rate as low as stated APR. |
Who can join Four Seasons Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who work, live, worship, or attend school in Lee County, AL are eligible for membership.
Membership information collected October 4, 2026.