Credit union · NCUA insured
Aspire Credit Union Auto Loan Rates
Aspire Credit Union auto loan rates start at 4.50% APR. Rates checked October 16, 2026.
How Aspire Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lufkin, TX, where Aspire Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Aspire Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Temple-Inland Federal Credit Union
4.00%APR
- Terms
- 36–60 months
2nd-lowest rate
East Texas Professional Credit Union
4.74%APR
- Terms
- up to 66 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto Loans SPECIAL
Rates based on credit worthiness and is subject to change without notification. Additional terms and conditions apply. Loans are subject to credit approval. Autos that are older than ten model years old will be priced at Personal Loan rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.50% | Model years 2026-2021. Rates based on credit worthiness. |
| up to 60 months | 4.50% | Model years 2020-2018. Rates based on credit worthiness. |
| up to 48 months | 4.50% | Model years 2017-2015. Rates based on credit worthiness. |
| up to 36 months | 4.50% | Model years 2014 & Older. Rates based on credit worthiness. Autos that are older than ten model years old will be priced at Personal Loan rates. |
Sources (2)
All captured Oct 6, 2026
Who can join Aspire Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.