Credit union · NCUA insured
Temple-Inland Federal Credit Union Auto Loan Rates
Temple-Inland Federal Credit Union auto loans start at 4.00% APR for a new vehicle and 4.00% for a used one. Rates checked October 16, 2026.
How Temple-Inland Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lufkin, TX, where Temple-Inland Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Temple-Inland Federal Credit Union
4.00%APR
- Terms
- 36–60 months
New & Used Auto Loans
2nd-lowest rate
East Texas Professional Credit Union
4.74%APR
- Terms
- up to 66 months
3rd-lowest rate
GENCO Federal Credit Union
4.94%APR
- Terms
- up to 66 months
Temple-Inland Federal Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew4.00%
- Used vehicleUsed4.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Temple-Inland Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto Loans
All loans are subject to credit approval and normal loan policies apply. Rates are subject to change without notice. EXCLUDES existing TIFCU loans. Rates are for new purchase or refinance from another financial institution.
| Terms | APR | Conditions |
|---|---|---|
| 36–60 months | 4.00% | Model year 2016-New. Credit score Tier 1: 750 and up. |
| 36–60 months | 4.15% | Model year 2016-New. Credit score Tier 2: 700-749. |
| 36–60 months | 6.75% | Model year 2016-New. Credit score Tier 3: 650-699. |
| 36–60 months | 10.75% | Model year 2016-New. Credit score Tier 4: 630-649. |
| 36–60 months | 14.99% | Model year 2016-New. Credit score Tier 5: 600-629. |
| 61–75 months | 4.00% | Model year 2016-New. Credit score Tier 1: 750 and up. |
| 61–75 months | 4.15% | Model year 2016-New. Credit score Tier 2: 700-749. |
| 61–75 months | 6.75% | Model year 2016-New. Credit score Tier 3: 650-699. |
| 61–75 months | 11.74% | Model year 2016-New. Credit score Tier 4: 630-649. |
| 61–75 months | 14.99% | Model year 2016-New. Credit score Tier 5: 600-629. |
| 78–84 months | 4.25% | Model year 2016-New. Credit score Tier 1: 750 and up. |
| 78–84 months | 4.50% | Model year 2016-New. Credit score Tier 2: 700-749. |
| 78–84 months | 7.25% | Model year 2016-New. Credit score Tier 3: 650-699. |
| 78–84 months | 12.74% | Model year 2016-New. Credit score Tier 4: 630-649. |
| 1–60 months | 9.19% | Model year 2015 and older. Credit score Tier 1: 750 and up. |
| 1–60 months | 10.49% | Model year 2015 and older. Credit score Tier 3: 650-699. |
| 1–60 months | 11.49% | Model year 2015 and older. Credit score Tier 4: 630-649. |
| 1–60 months | 14.49% | Model year 2015 and older. Credit score Tier 5: 600-629. |
Who can join Temple-Inland Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Correctional Center may join.
- Employees of Crown Colony may join.
- Employees of Katherine Sage Day Care may join.
- Employees of Atlas may join.
- Full-time employees and retired employees of Georgia Pacific (formerly Temple Inland) are eligible for membership.
- Employees of Ronson may join.
4 more ways to join
Employers and groups
- Employees of Security & Guaranty may join.
Military, government and schools
- Employees of the City of Diboll may join.
- Employees of Diboll ISD may join.
Family and household
- Family members (including spouse, kids, parents, grandparents, grandchildren, brothers, sisters, and in-laws) of an account holder may join.
Cost to join
- A deposit of $25 or more is required to open an account and become a member.
- A one-time membership fee of $5 is required to become a member.
Membership information collected October 5, 2026.