Credit union · NCUA insured
Artesian City FCU Savings Rates
Artesian City FCU’s best savings rate is 0.10% APY on $10,000, with its Regular Savings. Rates checked October 22, 2026.
How Artesian City FCU’s savings rates compare
Compared with banks and credit unions near Albany, GA, where Artesian City FCU has the most branches. $10,000, best rate first.
This credit union’s best
Artesian City FCU
0.00%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $0
Regular Savings
Top rate
First National Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $200
2nd-highest rate
Five Star Credit Union
1.31%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $131
Artesian City FCU savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Artesian City FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings
Up to 0.10%APY
Available to members who live, worship, work, or go to school in Dougherty, Lee, or Worth County. Requires maintaining a $5.00 balance to remain a member. An initial deposit of $5 is required.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $5 and upInterest paid quarterly on the average daily balance. Initial deposit of $5 required. · $5 to open | 0.10% | $5 | $10 | Interest paid quarterly on the average daily balance. Initial deposit of $5 required. |
| $100 and upMinimum Balance to Earn Stated APY: $100. Account Transfer Limitations Apply. Dividends compounded and credited quarterly based on average daily balance. Column header states APR (0.25%). · Unknown to open | 0.00% | Unknown | $0 | Minimum Balance to Earn Stated APY: $100. Account Transfer Limitations Apply. Dividends compounded and credited quarterly based on average daily balance. Column header states APR (0.25%). |
Sources (5)
- artesianfcu.org
- artesianfcu.org/rates
- artesianfcu.org/savings
- artesianfcu.org/savings/rates
- artesianfcu.org/savings/regular-savings
All captured Oct 15, 2026
Special-purpose accounts
Christmas Club Account
0.25%APY
Club year runs from November 1st through October 31 the following year. Withdrawals are permitted during the year with a $10.00 fee for each withdrawal. No minimum balance required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceWithdrawal Penalty is $15.00 per transaction. Dividends compounded and credited quarterly based on average daily balance. Column header states APR (0.25%).Any balance | 0.25% | $25 | Withdrawal Penalty is $15.00 per transaction. Dividends compounded and credited quarterly based on average daily balance. Column header states APR (0.25%). |
Sources (3)
All captured Oct 15, 2026
Kids Club
0.20%APY
Available to members of Artesian City FCU.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.20% | $20 |
Sources (1)
- artesianfcu.org/rates · captured Oct 15, 2026
Vacation Club
0.20%APY
Available to members of Artesian City FCU.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.20% | $20 |
Sources (1)
- artesianfcu.org/rates · captured Sep 24, 2026
Who can join Artesian City FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Dougherty County, Georgia is eligible for membership.
- Individuals who live, worship, work, or go to school in Dougherty, Lee, or Worth County are eligible for membership.
Employers and groups
- Employees and associates of four participating Select Employee Groups are eligible for membership.
Family and household
- Membership privileges extend to family members of eligible employee group members.
Cost to join
- A minimum share/savings deposit of $5.00 is required to open an account and join.
Membership information collected October 4, 2026.