Credit union · NCUA insured
Arrowhead Credit Union Credit Card Rates
Arrowhead Credit Union credit cards start at 13.74% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Arrowhead Credit Union’s credit card rates compare
Compared with banks and credit unions near Riverside, CA, where Arrowhead Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Arrowhead Credit Union
13.74%APR
- Up to
- 17.50% APR
Arrowhead Visa
Lowest rate
Sea Air FCU
7.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Vida Federal Credit Union
8.48%APR
- Up to
- —
Arrowhead Credit Union credit card score
65
Credit card score
Higher than 13% of U.S. banks and credit unions
- Purchase APRPurchase APR13.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Arrowhead Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Arrowhead Visa
Determined by creditworthiness; variable rate based on the Prime Index.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.74%–17.50% | None | Estimated payment is 3% of balance ($25 minimum). $0 balance transfer fee and $0 cash advance fee. Variable rate based on Prime Index. |
Sources (1)
- arrowheadcu.org/arrowhead-visa · captured Oct 16, 2026
Share-Secured Visa
No credit qualifying. Deposit up to $5,000 to set limit. APR is variable and varies with the market based on Prime Index.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.50% | None | Estimated payment is 3% of balance ($25 minimum). $0 balance transfer fee and $0 cash advance fee. No monthly or annual fees. |
Who can join Arrowhead Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone can qualify for membership by joining Community Impact Fund (CIF) during the application process, with the association membership fee covered by Arrowhead.
- Anyone can qualify for membership by joining the Surfrider Foundation during the application process, with the association membership fee covered by Arrowhead; Arrowhead membership remains active even if not renewed after the initial first year.
Employers and groups
- Employees who work in the specified California locations for designated employers and organizations are eligible for membership.
- Employees who work in or are paid from San Bernardino for Stater Bros. Markets, San Bernardino Community Hospital, or St. Bernardine Hospital are eligible for membership.
- Employees of select employers in Riverside County who work at or are paid from Riverside, CA are eligible for membership.
- Employees who work in or are paid from the specified locations for Commonwealth Casualty Company (Phoenix, Arizona) or Honeyville, Inc (Ogden, Utah) are eligible for membership.
4 more ways to join
Military, government and schools
- California National Guard members and State Employees who work in or are paid from Sacramento, CA are eligible for membership.
- Employees of San Bernardino County who work in or are paid from San Bernardino County are eligible for membership.
- City employees who work in Adelanto, Barstow, Highland, Loma Linda, Montclair, Needles, Rancho Cucamonga, Rialto, or Upland, California are eligible for membership.
Family and household
- Immediate family members of an existing Arrowhead member in good standing qualify for membership (proof of family membership may be required).
Cost to join
- A one-time $4 member entrance fee is required to become a member.
- A $1 initial deposit and minimum balance in an Arrowhead Savings account is required.
Membership information collected October 5, 2026.