Credit union · NCUA insured
Ark Valley Credit Union Credit Card Rates
Ark Valley Credit Union credit cards start at 11.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Ark Valley Credit Union’s credit card rates compare
Compared with banks and credit unions near Arkansas City, KS, where Ark Valley Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Ark Valley Credit Union
11.00%APR
Visa Credit Card
Lowest rate
Mid American Credit Union
9.90%APR
2nd-lowest rate
Panhandle Federal Credit Union
9.99%APR
Ark Valley Credit Union credit card score
77
Credit card score
Higher than 43% of U.S. banks and credit unions
- Purchase APRPurchase APR11.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Ark Valley Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Rates are accurate as of 4/2009. Method of computing the balance for purchases: Average Daily Balance (Including New Purchases). Grace period for purchases: 21 Days.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.00% | None | APR for Purchases is as low as 11.00%. No annual fee, no minimum finance charge, no transaction fee for purchases. |
| Ongoing | 11.00% | None | Cash Advance APR is 11.00%. No cash advance fee. |
Sources (1)
- arkvalleycu.org/service/visa-credit-cards · captured Oct 16, 2026
Who can join Ark Valley Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Butler County, KS are eligible for membership.
- Individuals who live or work in Chautauqua County, KS are eligible for membership.
- Individuals who live or work in Cowley County, KS are eligible for membership.
- Individuals who live or work in Elk County, KS are eligible for membership.
- Individuals who live or work in Sumner County, KS are eligible for membership.
Family and household
- Immediate family members of a current Ark Valley Credit Union member (including spouses, siblings/stepsiblings, children/stepchildren, parents/stepparents, and grandparents/grandchildren) are eligible for membership.
Cost to join
- Opening an account requires an initial share savings deposit of $5.00.
Membership information collected October 4, 2026.