Credit union · NCUA insured
Arize Federal Credit Union Credit Card Rates
Arize Federal Credit Union credit cards start at 12.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Arize Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near State College, PA, where Arize Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Arize Federal Credit Union
12.99%APR
- Up to
- 18.00% APR
Mastercard Rewards Credit Card
Lowest rate
Penn State Federal Credit Union
8.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Timberland Federal Credit Union
9.73%APR
- Up to
- —
Arize Federal Credit Union credit card score
67
Credit card score
Higher than 18% of U.S. banks and credit unions
- Purchase APRPurchase APR12.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Arize Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Rewards Credit Card
Rates are based on applicant creditworthiness. Credit approval, rates, terms, conditions, and eligibility requirements apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99%–18.00% | None | Loan rates are based on the creditworthiness of applicants and may vary from those shown. |
Sources (3)
All captured Oct 6, 2026
Who can join Arize Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, works, worships, volunteers, or attends school in Clearfield, Centre, Blair, Huntingdon, Juniata, Mifflin, Union, Clinton, or Snyder County.
Employers and groups
- Organizations of eligible people qualify for membership.
- Recipients of a pension or annuity from a Centre County employer qualify for membership.
Family and household
- Immediate family or household members of an eligible person qualify for membership.
Cost to join
- A $5 deposit into a share savings account establishes membership ownership and remains in the account during membership.
Membership information collected October 5, 2026.