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Credit union · NCUA insured

Penn State Federal Credit Union Credit Card Rates

Penn State Federal Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Penn State Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near State College, PA, where Penn State Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

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Penn State Federal Credit Union credit card score

89

Credit card score

Higher than 87% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR8.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Penn State Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Penn State Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Individuals who work for eligible partner local companies are eligible for membership.
  • Individuals who work for Penn State Federal Credit Union are eligible for membership.

Military, government and schools

  • Individuals who are a friend (or member) of the Centre County Chapter of the Penn State Alumni Association are eligible for membership.
  • Individuals who work for, attend class at, or are retired from Penn State University are eligible for membership.

Family and household

  • Family members or persons living in the same household as an eligible individual are eligible to join.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Penn State Federal Credit Union overview