Credit union · NCUA insured
AMOCO Federal Credit Union Savings Rates
AMOCO Federal Credit Union’s best savings rate is 0.01% APY on $10,000, with its Savings. Rates checked October 16, 2026.
How AMOCO Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Houston, TX, where AMOCO Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
AMOCO Federal Credit Union
0.01%APY
- Minimum
- $1
- Earns on $10,000 a year
- $1
Savings
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
AMOCO Federal Credit Union savings score
60
Savings score
Higher than 0% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0000.01%
- QualifiedQualified0.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where AMOCO Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings
0.01%APY
Available to establish membership and credit union ownership. Minimum opening deposit of $1. No monthly maintenance fees. Earn dividends on balances greater than $1. Balance can be used as overdraft protection for a checking account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upEarn dividends on balances of $1.00 and up. No monthly maintenance fees.$1 and up | 0.01% | $1 | Earn dividends on balances of $1.00 and up. No monthly maintenance fees. |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
Individual Retirement Account (IRA)
0.01%APY
Offers Traditional, SEP, Roth, and Coverdell ESA IRAs. Earn dividends on balances greater than $1. No annual fee. Ideal rollover savings option. No minimum opening deposit required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upEarn dividends on balances of $1.00 and up. No minimum opening deposit required. No annual fee.$1 and up | 0.01% | $1 | Earn dividends on balances of $1.00 and up. No minimum opening deposit required. No annual fee. |
Youth Savings
0.01%APY
Available for minors ages 0-17. Requires an adult in good standing to sign as joint owner. Once the minor reaches the age of majority, full access is granted. Includes access to ACE's Club for members ages 12 and under.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upFor minors ages 0-17 with an adult joint owner in good standing. Earn dividends on balances of $1.00 and up.$1 and up | 0.01% | $1 | For minors ages 0-17 with an adult joint owner in good standing. Earn dividends on balances of $1.00 and up. |
Who can join AMOCO Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of more than 560 partner companies offering AMOCO @Work as an employee benefit are eligible for membership.
Membership information collected October 5, 2026.