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Credit union · NCUA insured

PHB Employees Federal Credit Union Credit Card Rates

PHB Employees Federal Credit Union credit cards start at 9.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How PHB Employees Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Erie, PA, where PHB Employees Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • This credit union’s lowest

    PHB Employees Federal Credit Union

    9.00%APR

    Up to
    —

    VISA Credit Card

  • Top Carrot, Carrot Score 98

    Lowest rate

    Americo FCU

    6.75%APR

    Up to
    18.00% APR

    Americo FCU rates

  • Top Carrot, Carrot Score 92

    2nd-lowest rate

    Tendto Credit Union

    8.99%APR

    Up to
    15.99% APR

    Tendto Credit Union rates

Compare credit card rates near you →

PHB Employees Federal Credit Union credit card score

88

Credit card score

Higher than 81% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.00%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where PHB Employees Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join PHB Employees Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Membership is available to all employees of select employee groups in the field of membership (PHB Die Casting, PHB Machining, PHB Molding, Reddog Industries, Fairview Manufacturing, Spectrum Control, Hydro-Pac, Fairview Manor, Schauer Physical Therapy, Fairview Service Center, Watson’s Auto Body, Mark’s Tire Service).

Family and household

  • Membership is available to immediate family members (spouse, children, grandchildren, parents, grandparents, siblings, stepchildren, stepparent) of eligible employees or members, or someone residing in the principal residence of a member maintaining a single economic unit.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← PHB Employees Federal Credit Union overview