Credit union · NCUA insured
America's Christian Credit Union Credit Card Rates
Top CarrotAmerica's Christian Credit Union credit cards start at 14.15% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How America's Christian Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where America's Christian Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
America's Christian Credit Union
14.15%APR
- Up to
- 19.15% APR
Visa Platinum
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
America's Christian Credit Union credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR14.15%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where America's Christian Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Share-Secured Visa
No annual fee. Minimum credit line $1,000, maximum credit line $10,000. Spending limit is tied to funds in a savings account. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory APR on new purchases within the first 6 months of opening/issuance. |
| Intro, 6 months | 3.90% | None | 3.9% introductory APR on balance transfers for the first 6 months from card issuance. |
| Ongoing | 21.74%–26.25% | None | Variable APR for new purchases after 6 months, indexed to Prime Rate based on creditworthiness. |
| Ongoing | 21.74%–26.25% | None | Variable APR for balance transfers after 6 months, indexed to Prime Rate based on creditworthiness. |
Sources (2)
- americaschristiancu.com/personal/compare-credit-cards
- americaschristiancu.com/person…secured-visa-credit-card
All captured Oct 16, 2026
Visa Platinum
No annual fee. Minimum credit line $1,000, maximum credit line $50,000. Subject to credit approval. Offer not valid on current ACCU loans. A portion of every purchase gives back to Christian ministries.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory APR on new purchases within the first 6 months from card opening/issuance. |
| Intro, 6 months | 3.90% | None | 3.9% introductory APR on balance transfers for the first 6 months from card issuance. |
| Ongoing | 14.15%–19.15% | None | Variable APR for new purchases after 6 months (14.15% to 19.15%), indexed to Prime Rate based on creditworthiness. |
| Ongoing | 14.15%–19.15% | None | Variable APR for balance transfers after 6 months (14.15% to 19.15%), indexed to Prime Rate based on creditworthiness. |
Sources (2)
- americaschristiancu.com/personal/compare-credit-cards
- americaschristiancu.com/person…isa-platinum-credit-card
All captured Oct 16, 2026
Visa Signature Rewards
No annual fee. Card limit $5,000 - $50,000. Subject to credit approval. Offer not valid on current ACCU loans.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory APR on new purchases for the first 6 months from card opening/issuance. |
| Ongoing | 13.90%–21.90% | None | Variable APR for new purchases and balance transfers after the 6-month introductory period, indexed to Prime Rate based on creditworthiness. |
| Ongoing | 13.90%–21.90% | None | Variable APR for balance transfers after the 6-month introductory period, indexed to Prime Rate based on creditworthiness. |
Sources (1)
- americaschristiancu.com/personal/compare-credit-cards · captured Oct 16, 2026
Who can join America's Christian Credit Union
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