Bank · FDIC insured
AmericanBank Auto Loan Rates
Top CarrotAmericanBank auto loans start at 7.25% APR for a new vehicle. Rates checked October 16, 2026.
How AmericanBank’s auto loan rates compare
Compared with banks and credit unions near Allentown, PA-NJ, where AmericanBank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
AmericanBank
7.25%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Auto Loans - New
Lowest rate
APCI Federal Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Sarco Federal Credit Union
4.50%APR
- Terms
- up to 60 months
- Discount
- None included
AmericanBank auto loan score
60
Auto loan score
Higher than 2% of U.S. banks and credit unions
- New vehicleNew7.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where AmericanBank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans - New
Applicants must reside in the Pennsylvania counties of Lehigh, Northampton, Carbon, Berks, Bucks, Montgomery, Lancaster, Delaware, Philadelphia, and Chester. When purchased from a licensed dealer. Financing will be up to 100% of the sales price, not to exceed MSRP. APRs include a .25% reduction for automatic payments directly debited from an American Bank checking account. Application is subject to credit approval; certain fees apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 7.00% | Model year 2025 - 2026. Monthly payment is $44.77 per $1,000. |
| up to 36 months | 7.00% | Model year 2025 - 2026. Monthly payment is $30.88 per $1,000. |
| up to 48 months | 7.25% | Model year 2025 - 2026. Monthly payment is $24.06 per $1,000. |
| up to 60 months | 7.25% | Model year 2025 - 2026. Monthly payment is $19.92 per $1,000. |
| up to 72 months | 7.25% | Model year 2025 - 2026. Monthly payment is $17.17 per $1,000. |
Sources (2)
All captured Oct 6, 2026
Auto Loans – Used
Applicants must reside in the Pennsylvania counties of Lehigh, Northampton, Carbon, Berks, Bucks, Montgomery, Lancaster, Delaware, Philadelphia, and Chester. When purchased from a licensed dealer. Financing will not exceed the loan amount published in the NADA book. APRs include a .25% reduction for automatic payments directly debited from an American Bank checking account. Application is subject to credit approval; certain fees apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 8.00% | Model year 2024 - 2026. Monthly payment is $31.34 per $1,000. |
| up to 36 months | 8.25% | Model year 2022 - 2023. Monthly payment is $31.45 per $1,000. |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.