Credit union · NCUA insured
Intercorp Credit Union Credit Card Rates
Intercorp Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Intercorp Credit Union’s credit card rates compare
Compared with banks and credit unions near Amarillo, TX, where Intercorp Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Intercorp Credit Union
9.90%APR
- Up to
- —
MasterCard Platinum
Lowest rate
The People's Federal Credit Union
7.90%APR
- Up to
- —
3rd-lowest rate
Education Credit Union
10.99%APR
- Up to
- 17.75% APR
Intercorp Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Intercorp Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard Classic
$20 application fee refunded if approved. 25-day grace period. No transaction fee on cash advances from credit union (interest accrues from day of advance). Average daily balance method used.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.50% | None | Purchases, balance transfers, and cash advances APR is 10.5% based on creditworthiness when opening account. |
Sources (1)
- intercorpcu.com/products/loans/creditcard.html · captured Oct 7, 2026
MasterCard Gold
$20 application fee refunded if approved. 25-day grace period. No transaction fee on cash advances from credit union (interest accrues from day of advance). Average daily balance method used.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.50% | None | Purchases, balance transfers, and cash advances APR is 10.5% based on creditworthiness when opening account. |
Sources (1)
- intercorpcu.com/products/loans/creditcard.html · captured Oct 7, 2026
MasterCard Platinum
$20 application fee refunded if approved. 25-day grace period. No transaction fee on cash advances from credit union (interest accrues from day of advance). Average daily balance method used.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Purchases, balance transfers, and cash advances APR is 9.9% based on creditworthiness when opening account. |
Sources (1)
- intercorpcu.com/products/loans/creditcard.html · captured Oct 7, 2026
Who can join Intercorp Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Atmos and its subsidiaries are eligible for membership.
- Any business or organization whose employees or members are within this field of membership is eligible.
- Persons who are receiving retirement, pension, or other benefits as a result of prior employment by any qualifying business or organization are eligible.
- Groups of employees or members of companies or associations located within ten miles of the main or additional office that furnished written evidence of sponsor support are eligible (subject to amendment restrictions for large groups or those served by another credit union).
Family and household
- Spouses of persons who died while within the field of membership of this credit union are eligible.
- Membership privileges extend to family members.
Membership information collected October 5, 2026.