Credit union · Privately insured
ALLIANCE Credit Union Credit Card Rates
Top CarrotALLIANCE Credit Union credit cards start at 14.25% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How ALLIANCE Credit Union’s credit card rates compare
Compared with banks and credit unions near Lubbock, TX, where ALLIANCE Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
ALLIANCE Credit Union
14.25%APR
- Up to
- 17.90% APR
VISA Advantage
Lowest rate
Complex Community Federal Credit Union
6.90%APR
- Up to
- —
2nd-lowest rate
First Basin Credit Union
9.90%APR
- Up to
- —
ALLIANCE Credit Union credit card score
63
Credit card score
Higher than 8% of U.S. banks and credit unions
- Purchase APRPurchase APR14.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where ALLIANCE Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Advantage
Credit union membership required. Rates based on creditworthiness and other factors. APR varies with the market based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.25%–17.90% | None | Variable APR based on Prime Rate. Rates determined by creditworthiness and other factors. 25-day grace period on purchases before interest is charged. No balance transfer fee. |
Who can join ALLIANCE Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible for membership if you live, work, or worship in specified Texas counties.
- You are eligible for membership if you live, work, worship, or attend school within a 10-mile radius of the Polaris or Golden Triangle Branches.
Employers and groups
- Members of the Cornerstone Credit Union Foundation qualify for membership.
- Members of the Friends of the Lubbock Library qualify for membership.
Family and household
- You are eligible for membership if your spouse or any immediate family members live, work, or worship in specified Texas counties.
Cost to join
- A $5 minimum deposit is required to open a share (savings) account.
Membership information collected October 5, 2026.