Skip to content

Credit union · NCUA insured

Allegius Credit Union Auto Loan Rates

Allegius Credit Union auto loans start at 4.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 15, 2026.

How Allegius Credit Union’s auto loan rates compare

Compared with banks and credit unions near Chicago, IL-IN, where Allegius Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Allegius Credit Union

    4.50%APR

    Terms
    —
    Up to
    18.00% APR
    Discount
    None included

    Auto Loan

  • Top Carrot, Carrot Score 94

    Lowest rate

    Rock Valley Credit Union

    3.49%APR

    Terms
    —
    Up to
    —
    Discount
    None included

    Rock Valley Credit Union rates

  • 2nd-lowest rate

    PSFCU

    3.50%APR

    Terms
    up to 60 months
    Up to
    —
    Discount
    Included in the rate

    PSFCU rates

Compare auto loan rates near you →

Allegius Credit Union auto loan score

89

Auto loan score

Higher than 86% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.50%
  • Used vehicleUsed4.50%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Allegius Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Allegius Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Allegius Credit Union are eligible for membership.
  • Employees of The Arbors at Michigan City who work in or are paid from Michigan City, Indiana are eligible for membership.
  • Employees of Bulk Transport Corp. who work in Michigan City, Indiana are eligible for membership.
  • Members of the Independent Cat Society (headquartered in Westville, Indiana) are eligible to join by supporting the society with a $25 contribution at any Allegius office location during the new member process.
  • Employees of Cleveland-Cliffs Inc. headquartered in Burns Harbor, Indiana are eligible for membership.
  • Employees of CycleSport Yamaha who work in, or are paid or supervised from Hobart, Indiana are eligible for membership.
14 more ways to join

Employers and groups

  • Employees of Five J’s Services Inc. dba Engravables and/or Duneland Specialties who work in Valparaiso, Indiana are eligible for membership.
  • Employees of Hearthside Food Solutions who work in or are paid from Michigan City, Indiana are eligible for membership.
  • Members of the International Longshoremen’s Association Local 2038 headquartered in Portage, Indiana are eligible for membership.
  • Employees of Laborers` International Union of North America Local 81 who work in, or are paid or supervised from Valparaiso, Indiana are eligible for membership.
  • Employees of Mittal Steel USA Railways dba Lake Michigan & IN Railways, Inc. who work in Burns Harbor, Indiana are eligible for membership.
  • Employees of Paul Heuring Motors who work in Hobart, Indiana are eligible for membership.
  • Members of the Plumbers Local Union No. 210 headquartered in Merrilville, Indiana are eligible for membership.
  • Employees of Restaurant Management Corporation who are headquartered in Portage, Indiana are eligible for membership.
  • Employees of Sun Engineering, Inc. who work in, or are paid or supervised from LakeStation, Indiana are eligible for membership.
  • Members of the Local Union 6787 headquartered in Chesterton, Indiana are eligible for membership.
  • Employees of Yesterday’s Treasures who work in, or are paid or supervised from Chesterton, Indiana are eligible for membership.

Military, government and schools

  • Employees of the Town of Burns Harbor who are headquartered in Burns Harbor, Indiana are eligible for membership.

Family and household

  • Immediate family members of current members (defined as spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, and adoptive relationships) are eligible for membership.

Other ways

  • Spouses of persons who died while within the field of membership, retirees/pensioners/annuitants from eligible employers, volunteers, members of their immediate family or household, organizations of such persons, and corporate or other legal entities in the charter are eligible for membership.

Cost to join

  • Opening a Share Savings Account with a minimum $5 deposit is required to establish membership.
  • A $25 donation/contribution to the Independent Cat Society is required when joining via the Independent Cat Society membership path.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Allegius Credit Union overview