Credit union · NCUA insured
Allegany First Savings Rates
Top CarrotAllegany First’s best savings rate is 0.75% APY on $10,000, with its Regular Savings Account. Rates checked October 16, 2026.
How Allegany First’s savings rates compare
Compared with banks and credit unions in New York, where Allegany First has the most branches. $10,000, best rate first.
This credit union’s best
Allegany First
0.75%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $75
Regular Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Family First Federal Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Allegany First savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Allegany First ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Education Share Account
0.75%APY
For child's (or member's own) college expenses. Requires no minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upBegins earning interest at $200.00 and requires no minimum balance.$200 and up | 0.75% | $75 | Begins earning interest at $200.00 and requires no minimum balance. |
Sources (2)
All captured Oct 5, 2026
Regular Savings Account
0.75%APY
Initial account opened to become a member. Requires a $5.00 balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upBegins earning interest at $200.00 and requires a $5.00 balance.$200 and up | 0.75% | $75 | Begins earning interest at $200.00 and requires a $5.00 balance. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Christmas Club Account
0.75%APY
No penalty for early withdrawal. Requires no minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upBegins earning interest at $50.00 and requires no minimum balance. No penalty for early withdrawal.$50 and up | 0.75% | $75 | Begins earning interest at $50.00 and requires no minimum balance. No penalty for early withdrawal. |
Sources (2)
All captured Oct 5, 2026
January Club Account
0.75%APY
No penalty for early withdrawal. Requires no minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upBegins earning interest at $50.00 and requires no minimum balance. No penalty for early withdrawal.$50 and up | 0.75% | $75 | Begins earning interest at $50.00 and requires no minimum balance. No penalty for early withdrawal. |
Sources (2)
All captured Oct 5, 2026
Summer Club Account
0.75%APY
No penalty for early withdrawal. Requires no minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upBegins earning interest at $50.00 and requires no minimum balance. No penalty for early withdrawal.$50 and up | 0.75% | $75 | Begins earning interest at $50.00 and requires no minimum balance. No penalty for early withdrawal. |
Sources (2)
All captured Oct 5, 2026
Youth Share Account
0.75%APY
For members age 18 and under. Requires no minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20 and upFor members age 18 and under. Begins earning interest at $20.00 and requires no minimum balance.$20 and up | 0.75% | $75 | For members age 18 and under. Begins earning interest at $20.00 and requires no minimum balance. |
Sources (2)
All captured Oct 5, 2026
Who can join Allegany First
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.