Credit union · NCUA insured
Alcoa Community Federal Credit Union Savings Rates
Top CarrotAlcoa Community Federal Credit Union’s best savings rate is 0.35% APY on $10,000, with its Regular Savings Account. Rates checked October 22, 2026.
How Alcoa Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Little Rock, AR, where Alcoa Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Alcoa Community Federal Credit Union
0.35%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $35
Regular Savings Account
Top rate
First Service Bank
4.64%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $464
2nd-highest rate
Gateway Bank
4.08%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $408
Alcoa Community Federal Credit Union savings score
75
Savings score
Higher than 38% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.35%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alcoa Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings Account
0.35%APY
Dividends are paid on a quarterly basis.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.25% | — |
| $10,000 and up | 0.35% | $35 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA Accounts
1.25%APY
IRA Share Account carries no fees or activity charges. Early withdrawals may incur IRS penalties; only one rollover is allowed every 365 days.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.25% | $125 |
Sources (2)
All captured Sep 19, 2026
Christmas Club Accounts
0.25%APY
Higher monthly dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000First $5,000 | 1.00% | — | First $5,000 |
| Any balanceBalances above $5,000 | 0.25% | $25 | Balances above $5,000 |
Sources (2)
All captured Sep 19, 2026
Vacation Club Accounts
0.25%APY
Higher monthly dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000First $5,000 | 1.00% | — | First $5,000 |
| Any balanceBalances above $5,000 | 0.25% | $25 | Balances above $5,000 |
Sources (2)
All captured Sep 19, 2026
Who can join Alcoa Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.