Credit union · NCUA insured
Air Academy Credit Union Credit Card Rates
Air Academy Credit Union credit cards start at 12.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Air Academy Credit Union’s credit card rates compare
Compared with banks and credit unions near Colorado Springs, CO, where Air Academy Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Air Academy Credit Union
12.00%APR
- Up to
- 17.99% APR
Visa® Platinum Card
Lowest rate
Bank of Colorado
9.99%APR
- Up to
- —
2nd-lowest rate
Credit Union of Colorado
10.00%APR
- Up to
- —
Air Academy Credit Union credit card score
72
Credit card score
Higher than 30% of U.S. banks and credit unions
- Purchase APRPurchase APR12.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Air Academy Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum Card
Subject to credit approval. 0% intro APR applies to purchases and balance transfers made within 90 days of account opening and is valid for the first 12 billing cycles; thereafter variable APR applies. Introductory rate does not apply to cash advances (variable APR 17.99%). Cash advance fee is 3% ($10 minimum). Balance transfer fee is 3% ($10 minimum). Foreign transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction. AACU will not process balance transfers from accounts/loans previously issued by AACU. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR applies to purchases made within 90 days of account opening and is valid for the first 12 billing cycles. Limited time offer. Does not apply to cash advances. |
| Ongoing | 12.00%–17.99% | None | Current undiscounted variable APR for purchases based on creditworthiness. Best rate of 12.00% APR. |
| Ongoing | 17.99% | None | Variable APR for cash advances. Cash advance fee: 3% ($10 minimum). Foreign ATM advance fee: 3%. |
Sources (1)
- aacu.com/creditcards.html · captured Oct 15, 2026
Visa® Signature Rewards Card
Subject to credit approval. 0% intro APR applies to purchases and balance transfers made within 90 days of account opening and is valid for the first 12 billing cycles; thereafter variable APR applies. Introductory rate does not apply to cash advances (variable APR 17.99%). Cash advance fee is 3% ($10 minimum). Balance transfer fee is 3% ($10 minimum). Annual fee: $0. Foreign transaction fee: $0.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR applies to purchases made within 90 days of account opening and is valid for the first 12 billing cycles. Limited time offer. Does not apply to cash advances. |
| Ongoing | 14.00%–17.99% | None | Current undiscounted variable APR for purchases based on creditworthiness. Best rate of 14.00% APR. |
| Ongoing | 17.99% | None | Variable APR for cash advances. Cash advance fee: 3% ($10 minimum). |
Who can join Air Academy Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Health Care professionals are eligible for membership.
- People employed by or a member of one of the credit union's Select Employee Groups are eligible for membership.
- Small businesses are eligible for membership.
Military, government and schools
- Active duty and retired military service members and their families are eligible for membership.
- Employees and students (and their families) of 15 qualifying school districts are eligible for membership.
Membership information collected October 4, 2026.