Credit union · NCUA insured
Air Academy Credit Union Auto Loan Rates
Air Academy Credit Union auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How Air Academy Credit Union’s auto loan rates compare
Compared with banks and credit unions near Colorado Springs, CO, where Air Academy Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Air Academy Credit Union
5.49%APR
- Terms
- 49–60 months
- Up to
- 17.99% APR
New and Used Auto Loans
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
2nd-lowest rate
Climb Credit Union
4.49%APR
- Terms
- up to 96 months
- Up to
- —
Air Academy Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Air Academy Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Auto Loans
Rates vary depending on applicant's creditworthiness and year of collateral. Membership requirements apply. Down payment may be required.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99%–17.99% | Rates vary depending on applicant's creditworthiness and year of collateral. |
| 37–48 months | 5.24%–17.99% | Rates vary depending on applicant's creditworthiness and year of collateral. |
| 49–60 months | 5.49%–17.99% | Rates vary depending on applicant's creditworthiness and year of collateral. |
| 61–72 months | 5.74%–17.99% | Rates vary depending on applicant's creditworthiness and year of collateral. |
| 73–84 months | 5.99%–17.99% | Rates vary depending on applicant's creditworthiness and year of collateral. |
Sources (2)
All captured Oct 4, 2026
New and Used Motorcycle Loans
Rates vary depending on applicant's creditworthiness and year of collateral. Membership requirements apply. Down payment may be required.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 8.99%–17.99% | Rates vary depending on applicant's creditworthiness and year of collateral. |
| 49–66 months | 9.49%–17.99% | Rates vary depending on applicant's creditworthiness and year of collateral. |
| 67–78 months | 9.99%–17.99% | Rates vary depending on applicant's creditworthiness and year of collateral. |
Sources (2)
All captured Oct 4, 2026
Who can join Air Academy Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Health Care professionals are eligible for membership.
- People employed by or a member of one of the credit union's Select Employee Groups are eligible for membership.
- Small businesses are eligible for membership.
Military, government and schools
- Active duty and retired military service members and their families are eligible for membership.
- Employees and students (and their families) of 15 qualifying school districts are eligible for membership.
Membership information collected October 4, 2026.