Credit union · NCUA insured
Affidian Credit Union Auto Loan Rates
Top CarrotAffidian Credit Union auto loans start at 4.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 22, 2026.
How Affidian Credit Union’s auto loan rates compare
Compared with banks and credit unions near Denver, CO, where Affidian Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Affidian Credit Union
4.50%APR
- Terms
- up to 60 months
Auto Loans (2023 – 2027)
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
2nd-lowest rate
Climb Credit Union
4.49%APR
- Terms
- up to 96 months
Affidian Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Affidian Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans (2022 and older)
Rates vary based on credit history, vehicle year, make, and model. Members can save 0.5% APR with the Relationship Rate by setting up direct deposit and auto-pay and using four credit union products/services.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.00% | Used Auto; no payments for first 90 days |
Sources (2)
All captured Oct 4, 2026
Auto Loans (2023 – 2027)
Rates vary based on credit history, vehicle year, make, and model. Members can save 0.5% APR with the Relationship Rate by setting up direct deposit and auto-pay and using four credit union products/services.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.50% | New or Used Auto; no payments for first 90 days |
| up to 72 months | 5.00% | New or Used Auto; no payments for first 90 days |
Sources (2)
All captured Oct 4, 2026
Motorcycle Loans (2022 and older)
Rates subject to change without notice and based on individual credit history.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.99% | Used Motorcycle |
Sources (1)
- affidiancu.org/resources/tools/rates · captured Oct 4, 2026
Motorcycle Loans (2023 - 2027)
Rates subject to change without notice and based on individual credit history.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.99% | New or Used Motorcycle |
| up to 48 months | 5.99% | New or Used Motorcycle |
| up to 60 months | 5.99% | New or Used Motorcycle |
| up to 72 months | 6.49% | New or Used Motorcycle |
Sources (1)
- affidiancu.org/resources/tools/rates · captured Oct 4, 2026
Who can join Affidian Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to current and retired employees of the State of Colorado or City/County Government.
Family and household
- Family members of current members are eligible for membership.
Membership information collected October 4, 2026.