Adventure Credit Union Auto Loan Rates

How Adventure Credit Union’s auto loan rates compare

Compared with banks and credit unions near Grand Rapids, MI, where Adventure Credit Union has the most branches. New vehicle, lowest advertised APR first.

This credit union’s lowest
Adventure Credit Union
5.50%APR
Lansing-built Vehicle Loans
Lowest rate
Meijer Credit Union
4.24%APR
Meijer Credit Union rates
2nd-lowest rate
GR Consumers Credit Union
4.25%APR
GR Consumers Credit Union rates

Compare auto loan rates near you →

Auto loan score

Higher than 32% of U.S. banks and credit unions

By vehicle

New vehicleNew5.50%
Used vehicleUsed5.50%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Adventure Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Auto Loans

Membership open to anyone who lives, works, worships, or attends school in the State of Michigan. Requires a $5 deposit in a new share account. For vehicles 2018 and older, contact credit union for rates. Rate is based on credit score and underwriting requirements.

Terms	APR	Conditions
up to 36 months	5.50%	Model year 2019 & Newer. Fixed interest rate. Auto loan rates are based on credit score and underwriting requirements.
37–48 months	5.74%	Model year 2019 & Newer. Fixed interest rate. Auto loan rates are based on credit score and underwriting requirements.
49–60 months	6.00%	Model year 2019 & Newer. Fixed interest rate. Auto loan rates are based on credit score and underwriting requirements.
61–72 months	6.50%	Model year 2019 & Newer. Fixed interest rate. Auto loan rates are based on credit score and underwriting requirements.
73–84 months	6.74%	Model year 2019 & Newer. Fixed interest rate. Auto loan rates are based on credit score and underwriting requirements.

Sources (2)

All captured Oct 16, 2026

Electric & Hybrid Vehicle Loans

Available for model years 2025-2027. Includes 0.50% EV and Hybrid discount already reflected in published rates. Membership requires $5 deposit in share account.

Terms	APR	Conditions
37–48 months	5.50%	Model Years 2025 - 2027 Only. Fixed interest rate. EV and Hybrid discount of 0.50% APR is already reflected. Floor rate is 5.50%. Rates based on credit score and underwriting requirements.

Sources (2)

All captured Oct 16, 2026

Lansing-built Vehicle Loans

Valid only on Lansing-built vehicles: Chevy Traverse, Buick Enclave, GMC Acadia, Cadillac CT4 & CT5. Take 1.00% APR off standard rates for new 2025/2026 models, or 0.25% APR off standard rates for used models (2021 or newer). Promotional offer valid as of 11.3.2025. Floor rate is 5.50% APR.

Terms	APR	Conditions
—	5.50%	Rate shown is before discount is applied (New & Used Autos APR as low as 5.50%). Take 1.00% APR off standard rates for new 2025/2026 models, or 0.25% APR off standard rates for used models (2021 or newer). Floor rate is 5.50% APR.

Sources (1)