Credit union · NCUA insured
Advancial Federal Credit Union Credit Card Rates
Advancial Federal Credit Union credit card rates start at 9.90% APR. Rates checked October 16, 2026.
How Advancial Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where Advancial Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Advancial Federal Credit Union
– –
No ongoing APR published
Lowest rate
Service 1st Credit Union
6.00%APR
2nd-lowest rate
Unity One Credit Union
8.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Dinero Teens Visa®
Must be 16 years old to apply with a qualified co-signer/co-borrower. Advancial membership required ($5 minimum membership share deposit). Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for the first 6 months. |
| Ongoing | 9.90% | None | Standard APR after intro period. Advertised as low as APR assumes excellent credit history. |
Sources (3)
All captured Oct 6, 2026
Secured Visa®
Advancial membership required ($5 minimum membership share deposit). Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for the first 6 months on all purchases. |
| Ongoing | 17.90% | None | Standard APR after introductory period. |
Sources (2)
All captured Oct 6, 2026
Visa® Rewards Plus
Advancial membership required ($5 minimum membership share deposit). Subject to credit approval. Approved applicants with credit limit of $5,000+ receive Visa Signature card; under $5,000 receive standard Visa card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for the first 6 months on all purchases. |
| Ongoing | 9.90%–16.90% | None | Regular purchase APR after intro period based on creditworthiness. |
| Intro, 6 months | 5.90% | None | Introductory balance transfer APR for the first 6 months with no balance transfer fee. Offer expires 90 days after Account opening date; balances not paid in full within 6 months are subject to standard rate (9.90%-16.90% APR). |
Sources (3)
All captured Oct 6, 2026
Who can join Advancial Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in served member communities in Louisiana, North Carolina, or South Carolina are eligible for membership.
Employers and groups
- Employees or members of Advancial Select Employer Groups or Associations are eligible for membership.
Family and household
- Immediate family members and household members of individuals eligible through a Select Employer Group or Association are eligible to join.
Cost to join
- Membership requires maintaining a minimum savings balance of $5.
Membership information collected October 5, 2026.