Bank · FDIC insured
Adams County Bank Savings Rates
Adams County Bank’s best savings rate is 0.85% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Adams County Bank’s savings rates compare
Compared with banks and credit unions near Hastings, NE, where Adams County Bank has the most branches. $10,000, best rate first.
This bank’s best
Adams County Bank
0.85%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $85
Money Market
Top rate
Lincoln Federal Savings Bank
2.00%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $200
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Adams County Bank savings score
84
Savings score
Higher than 65% of U.S. banks and credit unions
- $1,000 balance$1,0000.85%
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0001.10%
- QualifiedQualified0.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Adams County Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.85%APY
Rates may change after the account is opened Minimum Balance to open an account is $1,000 Fees may reduce earnings
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Rates may change after the account is opened Minimum Balance to open an account is $1,000 Fees may reduce earnings | 0.85% | $85 | Rates may change after the account is opened Minimum Balance to open an account is $1,000 Fees may reduce earnings |
| $50,000 – $100,000Rates may change after the account is opened Minimum Balance to open an account is $1,000 Fees may reduce earnings | 1.00% | — | Rates may change after the account is opened Minimum Balance to open an account is $1,000 Fees may reduce earnings |
| $100,000 – $200,000Rates may change after the account is opened Minimum Balance to open an account is $1,000 Fees may reduce earnings | 1.10% | — | Rates may change after the account is opened Minimum Balance to open an account is $1,000 Fees may reduce earnings |
| $200,000 and upRates may change after the account is opened Minimum Balance to open an account is $1,000 Fees may reduce earnings | 1.36% | — | Rates may change after the account is opened Minimum Balance to open an account is $1,000 Fees may reduce earnings |
Sources (2)
All captured Oct 5, 2026
Passbook Savings Accounts
0.80%APY
Rates may change after the account is opened. Fees may reduce earnings. Per withdrawal in excess of 6 per quarter: 50¢ each.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Rates may change after the account is opened. Fees may reduce earnings. | 0.70% | — | Rates may change after the account is opened. Fees may reduce earnings. |
| $5,000 – $50,000Rates may change after the account is opened. Fees may reduce earnings. | 0.80% | $80 | Rates may change after the account is opened. Fees may reduce earnings. |
| $50,000 – $100,000Rates may change after the account is opened. Fees may reduce earnings. | 0.90% | — | Rates may change after the account is opened. Fees may reduce earnings. |
| $100,000 and upRates may change after the account is opened. Fees may reduce earnings. | 1.10% | — | Rates may change after the account is opened. Fees may reduce earnings. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Variable Rate IRA Accounts
4.16%APY
Rates may change after the account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upRates may change after the account is opened.$500 and up | 4.16% | $416 | Rates may change after the account is opened. |
Sources (1)
- adamscountybank.net/rate-sheet · captured Oct 5, 2026
HSA
Up to 0.25%APY
Minimum Balance to open an HSA is $100. Rates may change after the account is opened. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Rates may change after the account is opened. Minimum Balance to open an HSA $100. Fees may reduce earnings. | 0.15% | $15 | Rates may change after the account is opened. Minimum Balance to open an HSA $100. Fees may reduce earnings. |
| $10,000 – $25,000Rates may change after the account is opened. Minimum Balance to open an HSA $100. Fees may reduce earnings. | 0.25% | $25 | Rates may change after the account is opened. Minimum Balance to open an HSA $100. Fees may reduce earnings. |
| $25,000 – $50,000Rates may change after the account is opened. Minimum Balance to open an HSA $100. Fees may reduce earnings. | 0.35% | — | Rates may change after the account is opened. Minimum Balance to open an HSA $100. Fees may reduce earnings. |
| $50,000 – $100,000Rates may change after the account is opened. Minimum Balance to open an HSA $100. Fees may reduce earnings. | 0.40% | — | Rates may change after the account is opened. Minimum Balance to open an HSA $100. Fees may reduce earnings. |
| $100,000 and upRates may change after the account is opened. Minimum Balance to open an HSA $100. Fees may reduce earnings. | 0.50% | — | Rates may change after the account is opened. Minimum Balance to open an HSA $100. Fees may reduce earnings. |
Sources (1)
- adamscountybank.net/rate-sheet · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.