Bank · FDIC insured
Adams County Bank
A $241.1M bank headquartered in Kenesaw, NE, with 2 branches in Nebraska. Best rates: CDs 0.00% and savings 0.85% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no rate at the amounts we compare. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.22%CD rates →
- Savings841.10%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Adams County Bank
Adams County Bank is a locally owned and operated community bank with its main office in Kenesaw, Nebraska, and a branch office in Juniata, Nebraska.
- Headquarters
- 401 N Smith Ave, Kenesaw, NE 68956
- FDIC certificate
- 14311 ↗
Branches
2 branches in Nebraska
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Nebraska
2 branches
- Adams County BankMain office401 N Smith Ave, Kenesaw, NE 68956Directions
- Juniata Branch1307 N Brass Ave, Juniata, NE 68955Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.82% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.86% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $100 | $81 | — |
- CapitalLeverage ratio11.82%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.86%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$100Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Adams County Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.