Credit union · NCUA insured
ACIPCO Federal Credit Union Credit Card Rates
ACIPCO Federal Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How ACIPCO Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Birmingham, AL, where ACIPCO Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
ACIPCO Federal Credit Union
9.99%APR
- Up to
- —
VISA Credit Card
Lowest rate
AmFirst
7.80%APR
- Up to
- —
2nd-lowest rate
AOD Federal Credit Union
8.49%APR
- Up to
- 16.99% APR
ACIPCO Federal Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where ACIPCO Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | All rates shown are as low as. Actual interest rates may vary based on credit history. 25-day grace period on purchases with a zero prior month balance. |
Sources (3)
- acipcofcu.org
- acipcofcu.org/Rates/Consumer-Real-Estate-Loans.aspx
- acipcofcu.org/Products/Credit-Card.aspx
All captured Oct 7, 2026
Who can join ACIPCO Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.