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Credit union · NCUA insured

ACIPCO Federal Credit Union Auto Loan Rates

ACIPCO Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 22, 2026.

How ACIPCO Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Birmingham, AL, where ACIPCO Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    ACIPCO Federal Credit Union

    4.75%APR

    Terms
    —

    Auto Loan

  • Top Carrot, Carrot Score 98

    Lowest rate

    ASE Credit Union

    2.99%APR

    Terms
    up to 84 months

    ASE Credit Union rates

  • Top Carrot, Carrot Score 98

    2nd-lowest rate

    AOD Federal Credit Union

    2.74%APR

    Terms
    up to 75 months

    AOD Federal Credit Union rates

Compare auto loan rates near you →

ACIPCO Federal Credit Union auto loan score

87

Auto loan score

Higher than 76% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.75%
  • Used vehicleUsed4.75%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where ACIPCO Federal Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join ACIPCO Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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