Credit union · Privately insured
Achieve CU Auto Loan Rates
Top CarrotAchieve CU auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Achieve CU’s auto loan rates compare
Compared with banks and credit unions near Cleveland, OH, where Achieve CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Achieve CU
4.99%APR
- Terms
- —
- Up to
- —
Auto Loans
Lowest rate
Steel Valley Federal Credit Union
3.99%APR
- Terms
- —
- Up to
- 10.99% APR
2nd-lowest rate
Lakeview Federal Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
Achieve CU auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Achieve CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Fixed rate on all new and used vehicles, model year 2021 and newer. Finance a new or used car, truck or SUV, refinance a vehicle, or buy out a lease. $0 application fee, $0 processing fee. All loans subject to credit approval and membership required. Rate discounts up to 0.50% available for qualifying member relationships.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99% | Fixed rate on all new and used vehicles, model year 2021 and newer. Rates determined by product, term, and creditworthiness, and subject to approval. To qualify for 4.99% APR, credit score must be 720 or higher with terms up to 60 months; terms from 61-72 months require one qualifying member relationship discount. $0 application fee, $0 processing fee. |
Who can join Achieve CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Lorain County, Cuyahoga County, Erie County, or Medina County, Ohio.
Military, government and schools
- Membership is open to any retired educator of a Lorain County school, regardless of where they currently live.
Family and household
- Membership is open to immediate family members (spouse, children, stepchildren, parents, stepparents, siblings, stepsisters, stepbrothers, grandparents, grandchildren, step-grandchildren, mother-in-law, and father-in-law) of an existing member, regardless of where they currently live.
Cost to join
- A minimum initial deposit of $5.00 is required to open a Share Savings account.
Membership information collected October 5, 2026.