Credit union · NCUA insured
Achieva Credit Union Auto Loan Rates
Achieva Credit Union auto loans start at 5.15% APR for a new vehicle and 5.15% for a used one. Rates checked October 17, 2026.
How Achieva Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tampa, FL, where Achieva Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Achieva Credit Union
5.15%APR
- Terms
- up to 84 months
New and Used Auto
Lowest rate
Florida West Coast CU
3.99%APR
- Terms
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Achieva Credit Union auto loan score
81
Auto loan score
Higher than 54% of U.S. banks and credit unions
- New vehicleNew5.15%
- Used vehicleUsed5.15%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Achieva Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Auto
Rates based on loan term, credit and collateral qualifications. Up to 125% financing. Terms up to 84 months. Commercial use vehicles are not eligible. Internal refinances may be subject to $200 refinance fee. Indirect Auto Loans financed through Achieva Credit Union in the past 12 months are not eligible for refinancing. Membership qualifications apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.15% | APR as low as 5.15%. Maximum term up to 84 months based on various factors including amount financed. Deferred payments up to 90 days available for qualified borrowers. |
Sources (1)
- achievacu.com/Home/Loans · captured Oct 15, 2026
New and Used Motorcycle
Rates subject to change without notice. All loans subject to approval. Membership qualifications apply. If you choose a loan term that is longer than the term left on your current loan, you will pay interest over a longer period of time and the overall cost of the loan may be higher.
| Terms | APR | Conditions |
|---|---|---|
| — | 7.15% | APR as low as 7.15%. Example based on loan amount of $10,000, 36 months term, minimum credit score of 760. |
Sources (1)
- achievacu.com/Home/Loans · captured Oct 15, 2026
Who can join Achieva Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Immediate family members of members—including parents, children, spouse, surviving spouse, or any other relative by blood, marriage, or adoption, regardless of whether they reside in the same household—are eligible for membership.
Membership information collected October 5, 2026.