Credit union · NCUA insured
360 Federal Credit Union Savings Rates
360 Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How 360 Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Hartford, CT, where 360 Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
360 Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $10
Money Market Account
Top rate
Franklin Trust Federal Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Nutmeg State Financial Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
360 Federal Credit Union savings score
65
Savings score
Higher than 14% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 360 Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.10%APY
$2,500 minimum daily balance required to avoid $15 monthly service fee. Par value of one share ($5.00) in Regular Savings required to open any account. Rate is variable.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Variable rate. Minimum balance to avoid a service fee is $2,500.00; minimum balance to earn stated APY is $0.00. $15.00 monthly fee if balance falls below $2,500. | 0.10% | $10 | Variable rate. Minimum balance to avoid a service fee is $2,500.00; minimum balance to earn stated APY is $0.00. $15.00 monthly fee if balance falls below $2,500. |
| Up to $99,999$2,500 minimum balance required to avoid monthly fee. | 0.10% | $10 | $2,500 minimum balance required to avoid monthly fee. |
| $100,000 and upVariable rate. Minimum balance to avoid a service fee is $2,500.00; minimum balance to earn stated APY is $100,000.00. $15.00 monthly fee if balance falls below $2,500. | 0.15% | — | Variable rate. Minimum balance to avoid a service fee is $2,500.00; minimum balance to earn stated APY is $100,000.00. $15.00 monthly fee if balance falls below $2,500. |
Sources (3)
- 360fcu.org/money-market-account
- 360fcu.org/savings-accounts
- 360fcu.org/wp-content/uploads/…In-Savings-06_2026-1.pdf
All captured Oct 22, 2026
Escrow Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- 360fcu.org/savings-accounts · captured Sep 19, 2026
Savings Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- 360fcu.org/savings-accounts · captured Sep 19, 2026
Special-purpose accounts
Club Accounts (Holiday or Vacation)
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- 360fcu.org/savings-accounts · captured Sep 19, 2026
IRA Accumulator Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- 360fcu.org/savings-accounts · captured Sep 19, 2026
Who can join 360 Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, worship, volunteer, or attend school in Hartford, Tolland, New Haven, and Middlesex Counties, or are a business or other legal entity located there.
Employers and groups
- Eligible if you are an employee of this Credit Union.
Family and household
- Eligible if you live in the same household as a 360FCU-eligible member even if not related, sharing the same residence and maintaining a single economic unit.
- Eligible if you are related to a 360FCU-eligible member by blood, marriage or adoption (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, adoptive parent or child).
- Eligible if you are a spouse of a person who died while within the field of membership of the Credit Union.
Other ways
- Eligible if you are an organization of such persons.
1 more way to join
Other ways
- Eligible if you are a member of record.
Cost to join
- You can become a member of 360 Federal Credit Union with $5.
Membership information collected October 4, 2026.