Credit union · NCUA insured
360 Federal Credit Union Credit Card Rates
360 Federal Credit Union credit card rates start at 13.20% APR. Rates checked October 22, 2026.
How 360 Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Hartford, CT, where 360 Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
360 Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Achieve Financial Credit Union
9.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
COMTRUST Federal Credit Union
9.90%APR
- Up to
- 13.90% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Subject to credit approval. Membership eligibility required. No annual fee, no balance transfer fee. No rewards. Lowest rate card. APR will not exceed 18%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.99% | None | Introductory rate for 12 months on transactions in the first 90 days. |
| Intro, 12 months | 0.99% | None | Special promotional rate for 12 statement cycles until November 30, 2026 for new cardholders on all purchases, balance transfers, and cash advances. Offer valid from 9/1/2026 to 11/30/2026. Transfers must be made by November 30, 2026. |
| Ongoing | 13.20%–18.00% | None | Variable ongoing APR after introductory period, determined by Prime Rate added to a margin. Maximum APR is 18.00%. Applies to purchases, balance transfers, and cash advances. |
| Ongoing | 13.95%–18.00% | None | Variable ongoing APR after 12 credit card billing cycles promotional period, determined by Prime Rate added to a margin. Standard rate applies to purchases. |
Visa Rewards
Subject to credit approval. Membership eligibility required. No annual fee, no balance transfer fee. APR will not exceed 18%. Earn 1 point for every $1 spent.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.99% | None | Introductory rate for 12 months on transactions in the first 90 days. |
| Intro, 12 months | 0.99% | None | Special promotional rate for 12 statement cycles until November 30, 2026 for new cardholders on all purchases, balance transfers, and cash advances. Offer valid from 9/1/2026 to 11/30/2026. Transfers must be made by November 30, 2026. |
| Ongoing | 13.20%–18.00% | None | Variable ongoing APR after introductory period, determined by Prime Rate added to a margin. Maximum APR is 18.00%. Applies to purchases, balance transfers, and cash advances. |
| Ongoing | 13.95%–18.00% | None | Variable ongoing APR after 12 credit card billing cycles promotional period, determined by Prime Rate added to a margin. Standard rate applies to purchases. |
Who can join 360 Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, worship, volunteer, or attend school in Hartford, Tolland, New Haven, and Middlesex Counties, or are a business or other legal entity located there.
Employers and groups
- Eligible if you are an employee of this Credit Union.
Family and household
- Eligible if you live in the same household as a 360FCU-eligible member even if not related, sharing the same residence and maintaining a single economic unit.
- Eligible if you are related to a 360FCU-eligible member by blood, marriage or adoption (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, adoptive parent or child).
- Eligible if you are a spouse of a person who died while within the field of membership of the Credit Union.
Other ways
- Eligible if you are an organization of such persons.
1 more way to join
Other ways
- Eligible if you are a member of record.
Cost to join
- You can become a member of 360 Federal Credit Union with $5.
Membership information collected October 4, 2026.