Bank · FDIC insured
1st Federal Savings Bank of SC Savings Rates
1st Federal Savings Bank of SC’s best savings rate is 0.20% APY on $10,000, with its MONEY MARKET FUND. Rates checked October 22, 2026.
How 1st Federal Savings Bank of SC’s savings rates compare
Compared with banks and credit unions in South Carolina, where 1st Federal Savings Bank of SC has the most branches. $10,000, best rate first.
This bank’s best
1st Federal Savings Bank of SC
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $200
Kasasa Cash Saver
Top rate
Skyla Credit Union
4.01%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $401
2nd-highest rate
Market USA Federal Credit Union
3.75%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $375
1st Federal Savings Bank of SC savings score
77
Savings score
Higher than 44% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.30%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 1st Federal Savings Bank of SC ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Cash Back Saver
Up to 2.00%APY
Automatic savings account paired with Kasasa Cash Back checking. Rewards are transferred to Kasasa Saver for automatic savings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Applies to balances up to $50,000.00 when qualifications are met during a Monthly Qualification Cycle. | 2.00% | $200 | Applies to balances up to $50,000.00 when qualifications are met during a Monthly Qualification Cycle. |
| Any balanceEarn 0.20% APY if qualifications are not met on Kasasa Cash Back. Account is free. | 0.20% | $20 | Earn 0.20% APY if qualifications are not met on Kasasa Cash Back. Account is free. |
| $50,000 and upApplies to the portion of the daily balance over $50,000.00 when qualifications are met during a Monthly Qualification Cycle, resulting in a range from 2.00% to .90% APY depending on balance. | 0.35% | — | Applies to the portion of the daily balance over $50,000.00 when qualifications are met during a Monthly Qualification Cycle, resulting in a range from 2.00% to .90% APY depending on balance. |
Sources (1)
- 1stfederalofsc.com/Kasasa-Cash-Back-Saver · captured Sep 19, 2026
Kasasa Cash Saver
Up to 2.00%APY
Automatic savings account paired with Kasasa Cash checking. Rewards are transferred to Kasasa Cash Saver for automatic savings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Applies to balances up to $50,000.00 when qualifications are met during a Monthly Qualification Cycle. | 2.00% | $200 | Applies to balances up to $50,000.00 when qualifications are met during a Monthly Qualification Cycle. |
| Any balanceEarn 0.20% APY if qualifications are not met on Kasasa Cash. Account is free. | 0.20% | $20 | Earn 0.20% APY if qualifications are not met on Kasasa Cash. Account is free. |
| $50,000 and upApplies to the portion of the daily balance over $50,000.00 when qualifications are met during a Monthly Qualification Cycle, resulting in a range from 2.00% to .90% APY depending on balance. | 0.35% | — | Applies to the portion of the daily balance over $50,000.00 when qualifications are met during a Monthly Qualification Cycle, resulting in a range from 2.00% to .90% APY depending on balance. |
Sources (1)
- 1stfederalofsc.com/Kasasa-Cash-Saver · captured Sep 19, 2026
MONEY MARKET FUND
0.20%APY
Deposits of $100,000.00 or greater may be subject to a different interest rate and are quoted at the time of deposit. For accounts other than CDs and IRAs, the rate may vary during the term.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $2,500Compounded monthly. Min deposit to open is $2,500.00. · $2,500 to open | 0.10% | $2,500 | — | Compounded monthly. Min deposit to open is $2,500.00. |
| $2,500 – $15,000Compounded monthly. Minimum balance to obtain APY is $2,500.00. · Unknown to open | 0.20% | Unknown | $20 | Compounded monthly. Minimum balance to obtain APY is $2,500.00. |
| $15,000 and upCompounded monthly. Minimum balance to obtain APY is $2,500.00. Deposits of $100,000.00 or greater may be subject to a different interest rate. · Unknown to open | 0.30% | Unknown | — | Compounded monthly. Minimum balance to obtain APY is $2,500.00. Deposits of $100,000.00 or greater may be subject to a different interest rate. |
Sources (1)
- 1stfederalofsc.com/Rates · captured Sep 19, 2026
18 or Less Savings
0.15%APY
$25.00 required at all times to maintain account. $10.00 quarterly service charge if daily balance drops below $25.00. 3 free withdrawals per quarter ($1.00 charge for each withdrawal over 3). $10.00 early close-out fee if account closed within 60 days of opening. Interest compounded daily, paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded daily, paid quarterly. $10 quarterly service fee waived if daily balance remains at or above $25.00.Any balance | 0.15% | $15 | Interest compounded daily, paid quarterly. $10 quarterly service fee waived if daily balance remains at or above $25.00. |
19 or Older Savings
0.15%APY
$25.00 required at all times to maintain account. $10.00 quarterly service charge if daily balance drops below $100.00. 3 free withdrawals per quarter ($1.00 charge for each withdrawal over 3). $10.00 early close-out fee if account closed within 60 days of opening. Interest compounded daily, paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded daily, paid quarterly. $10 quarterly service fee waived if daily balance remains at or above $100.00.Any balance | 0.15% | $15 | Interest compounded daily, paid quarterly. $10 quarterly service fee waived if daily balance remains at or above $100.00. |
Special-purpose accounts
Christmas Club
0.15%APY
Deposit any amount at anytime. No withdrawals allowed; $10.00 penalty for early close-out. Christmas club checks mailed end of October. Interest compounded daily, paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded daily, paid quarterly. No withdrawals allowed prior to payout check at end of October.Any balance | 0.15% | $15 | Interest compounded daily, paid quarterly. No withdrawals allowed prior to payout check at end of October. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.