Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Oak Ridge, TN
- 1.51%APY$151 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. To earn highest APY, qualifications must be met in linked checking during each Monthly Qualification Cycle: at least 12 debit card purchases posted and settled, enroll in and agree to receive eStatements, and enroll in and log into online banking at least once. Limit two accounts per Social Security number.
Offer: Applies to all balances when qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account during the Monthly Qualification Cycle.
Qualified rate · 1.50% interest rate · No monthly fee · Effective Sep 14, 2022
Rate checked
More details - Tennessee Members 1st Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.50%–2.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Federally insured by NCUA. APY = Annual Percentage Yield. Ask us for further information about the terms, fees, and conditions that may apply to these accounts.
1.49% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 1.50% $25,000 – $49,999 1.75% $50,000 – $99,999 2.00% $100,000 and up 2.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Avoid the $2 minimum balance service charge by maintaining a $100 minimum daily balance.
Offer: Minimum balance to obtain APY is $0.01. $2 monthly minimum balance fee waived with $100 minimum daily balance. Includes 2 free over-the-counter withdrawals per month, $1 fee per withdrawal thereafter.
0.50% interest rate · $2 monthly fee · Effective Sep 14, 2022
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest compounded daily and paid monthly on collected balances. $2.00 monthly maintenance fee if balance falls below $100.00. $2.00 monthly mailed statement fee waived by enrolling in e-statements.
Offer: $2.00 monthly maintenance fee if balance falls below $100.00; $2.00 monthly mailed statement fee waived by enrolling in e-statements.
0.40% interest rate · Compounded daily · $2 monthly fee · Effective Sep 22, 2026
Rate checked
More details - Enrichment Federal Credit UnionMoney MarketMoney Market · $0 min · 0.10%–1.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Tiered rate account; once a particular balance range is met, the dividend rate and APY for that balance range apply to the full balance of the account. Requires maintaining membership share of 1 share ($5.00 par value). Must maintain minimum daily balance required for the dividend period to earn disclosed APY.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.25% $250,000 and up 1.50% Rate checked
More details - Y-12 Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.15%–0.30% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Minimum balance of $2,500 required to earn dividends.
0.15% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 0.15% $25,000 – $74,999 0.20% $75,000 – $99,999 0.25% $100,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5.00 opening deposit is placed on hold for the life of the account as par value of one share required for credit union membership. Minimum daily balance required to earn the stated APY. Dividends compound and credit monthly, calculated using the daily balance method. If account is closed before accrued dividends are credited, accrued dividends will not be received. Free ATM/Debit card, online banking, e-statements, and no monthly service charges.
Offer: Minimum daily balance required to earn APY. Dividends compound and credit monthly.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Customizable savings account to save for specific goals (e.g., vacation, car expenses, weddings, rainy day). ATM access is not available. No account limitations apply. Dividends compounded and credited monthly.
Offer: Dividends compound and credit monthly.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Tennessee Members 1st Federal Credit UnionRegular Shares (01)Savings · $5 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Initial $5.00 deposit establishes membership. Maximized via Payroll Deduction Plan or Direct Deposit.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - Knoxville Teachers Federal Credit UnionRegular Share AccountSavings · $250 min · 0.10%–3.85% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Membership requires a regular share account. Member must maintain a minimum balance in the primary shares (savings) account of $250.00. Savings accounts earn dividends each quarter with no monthly fees of any kind including maintenance, transaction, dormancy or inactivity fees. Dividends are paid on all funds on deposit, including the minimum balance, and any funds on deposit above $250 may be deposited and withdrawn with no restrictions. No more than six Limited Transfers may be made from any share Account in any calendar month. ATM cards are available.
Offer: Applies to all funds under $20,000.00. Compounded quarterly. Rates approved at the end of the quarter.
Promotional rate · Compounded quarterly · No monthly fee · Effective Jun 30, 2026
Rate by balance
Rate by balance for Regular Share Account Balance APY Up to $20,000Your amount 0.10% $20,000 and up 3.85% Rate checked
More details - Knoxville Teachers Federal Credit UnionRegular Share AccountSavings · $250 min · 0.10%–3.30% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Membership requires a regular share account. Member must maintain a minimum balance in the primary shares (savings) account of $250.00. Savings accounts earn dividends each quarter with no monthly fees of any kind including maintenance, transaction, dormancy or inactivity fees. Dividends are paid on all funds on deposit, including the minimum balance, and any funds on deposit above $250 may be deposited and withdrawn with no restrictions. No more than six Limited Transfers may be made from any share Account in any calendar month. ATM cards are available.
Offer: 3rd Quarter dividend rate earned on shares under $20,000.
Promotional rate · 0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Regular Share Account Balance APY Up to $20,000Your amount 0.10%* $20,000 and up4th Quarter dividend rate earned on shares over $20,000. 3.30%* Rate checked
More details - ORNL Federal Credit UnionMoney Market SavingsMoney Market Savings · 0.05%–1.75% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: $2.00 per withdrawal beginning with the 7th withdrawal per month. $5.00 monthly service fee avoided with $2,500.00 minimum daily balance.
Offer: $2.00 per withdrawal beginning with the 7th withdrawal per month. $5.00 monthly service fee avoided with $2,500.00 minimum daily balance.
0.05% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.05% $2,500 – $24,999Your amount 0.10% $25,000 – $49,999 0.25% $50,000 – $99,999 0.50% $100,000 – $249,999 1.25% $250,000 and up 1.75% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $24,999Your amount 0.10% $25,000 – $49,999 0.25% $50,000 – $99,999 0.50% $100,000 – $249,999 1.25% $250,000 and up 1.75% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends calculated daily, compounded/posted quarterly.
Offer: Minimum balance $1.00. Dividends calculated daily, compounded/posted quarterly.
0.05% interest rate
Rate checked
More details - Tennessee Members 1st Federal Credit UnionAdditional Savings (09 – 15)Savings
Credit union · 1 branch
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Oak Ridge, TN
28 accounts at 10 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 0.43%
- Banks, typical
- 0.01%
- Credit unions, typical
- 0.10%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Knoxville, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 15 branches
- Enrichment Federal Credit UnionCredit union · 8 branches
- Knoxville Law Enforcement Federal Credit UnionCredit union · 1 branch