Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–14 results in Eddy County, NM · Showing Eddy County, NM: too few institutions in Carlsbad, NM
- First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - Artesia Credit UnionMoney Market Accounts (Big Dog Investor)Money Market Accounts (Big Dog Investor) · $1,000 min
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Rate is fixed (not a variable account). Dividends are paid monthly. Withdrawal restrictions apply.
Offer: Starting at 0.75% dividend rate / APY. Fixed rate account. Dividends paid monthly. Requires maintaining the minimum balance throughout the month.
0.75% interest rate
Rate checked
More details - U-1st Community Federal Credit UnionMoney Market Checking AccountMoney Market Checking Account · $0 min · 0.00%–1.00% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,0000.00% interest rate
Rate by balance
Rate by balance for Money Market Checking Account Balance APY Up to $2,500 0.00% $2,500 – $20,000Your amount 0.50% $20,000 – $75,000 0.75% $75,000 – $250,000 1.00% Over $250,000 0.00% Rate checked
More details - Artesia Credit UnionRegular SharesSavings · $100 min · 0.20%–0.75% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Must live, work, or worship in the state of New Mexico. Requires a $1 one-time membership fee and a $25 minimum balance at all times. Fees could reduce earnings.
Offer: $25 minimum balance required at all times. Fees could reduce earnings.
0.20% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Regular Shares Balance APY $100 – $5,000 0.20% $5,000 – $10,000 0.40% $10,000 – $35,000Your amount 0.50% $35,000 – $50,000 0.60% $50,000 – $100,000 0.75% Rate checked
More details - Internationalites Federal Credit UnionSavings AccountsSavings · $30 min · 0.00%–0.30% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Dividends are compounded and credited monthly using the average daily balance method. A minimum of 6 shares at $5.00 par value ($30.00) is required for credit union membership.
0.00% interest rate · Effective Feb 28, 2023
Rate by balance
Rate by balance for Savings Accounts Balance APY Up to $201 0.00% $201 – $5,000 0.10% $5,000 – $10,000 0.20% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest rate and APY may change after account opening. Service charge of $5.00 per quarter if average daily balance falls below $100.00 (no minimum balance requirement for children under 18 or individuals over 55).
Offer: The interest rate and annual percentage yield may change after account opening. Service charge of $5.00 per quarter if average daily balance falls below $100.00 (waived for under 18 or over 55). 6 withdrawals per calendar quarter ($2.00 per excess withdrawal).
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - First National BankMoney Market Personal CheckingMoney Market Personal Checking · $2,500 min · 0.15%–0.30% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Tiered interest rate based on daily balance. $2,500.00 minimum opening deposit. $9.00 monthly service charge applies to balances $0 to $2,499.99 (earns no interest); monthly service charge waived for balances $2,500.00 and over. Interest rate and APY may change after account opening. Limit of 6 preauthorized withdrawals/transfers per statement cycle ($6.00 per excessive debit).
Offer: Rate applies to daily balance of $2,500 to $9,999.99. $2,500.00 minimum balance to obtain APY. Monthly fee of $9.00 is waived for balances of $2,500.00 and over. Variable rate.
0.15% interest rate · $9 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Personal Checking Balance APY $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 and up 0.30% Rate checked
More details - U-1st Community Federal Credit UnionRegular Share Savings AccountSavings · $25 min · 0.00%–0.15% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends paid quarterly on entire balance, provided balance is over $1,000.01.
0.00% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Regular Share Savings Account Balance APY Up to $1,000 0.00% $1,000 – $250,000Your amount 0.15% Over $250,000 0.00% Rate checked
More details - Financial Security CUMembership Account / Regular SharesSavings · $26 min · 0.10%–0.25% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Bring in $26 ($25 enables ownership of 5 shares of FSCU and member-owner status; includes one-time entrance fee of $1.00). Minimum documentation required: valid government-issued identification, date of birth, and Social Security number. Minimum balance must be met to earn dividends. Account transfer limitations apply.
Offer: Minimum balance must be met to earn dividends. Account transfer limitations apply.
0.10% interest rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Membership Account / Regular Shares Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.15% $50,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - U-1st Community Federal Credit UnionFresh Start Savings AccountSavings · $200 min
Credit union · 2 branches
0.00%APY$0 a year on $10,000Requirements
Offer: Rate applies to average daily balance.
0.00% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Eddy County, NM
14 accounts at 7 banks and credit unions · checked Oct 22
- Typical
- 0.18%
- Top 10% from
- 0.68%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New Mexico
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Sandia Area Federal Credit UnionCredit union · 7 branches
- State Employees Credit UnionCredit union · 8 branches