Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lincoln County, ME · Showing Lincoln County, ME: too few institutions in Boothbay Harbor, ME
- Camden National BankHigh-Yield Savings AccountSavings · $25 min · 0.01%–2.65% by balance
Bank · 4 branches
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Monthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Customer must open or have existing personal checking account. Valid for new money only.
Qualified rate · $1 monthly fee · Effective Apr 22, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $2,499 0.01% $2,500 – $250,000Your amountMust maintain minimum average daily balance of tier to receive disclosed APY. 2.65% Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 2.65%–3.10% by balance
Bank · 4 branches
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Promotional rate available until 3/31/27 for new accounts opened on or after 8/24/2026; requires personal Camden National Checking Account and new money.
Qualified rate · Effective Aug 24, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $250,000Your amount 2.65% $250,000 and upMonthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Must maintain minimum average daily balance of tier to receive disclosed APY. Customer must open or have existing personal checking account. Valid for new money only. 3.10% Rate checked
More details - Midcoast Federal Credit UnionPeak Money Market AccountPeak Money Market Account · $2,500 min · 0.50%–2.25% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Tiered rate structure where the rate for qualifying balance tier applies to the entire account balance. Minimum balance to avoid fee and earn dividend is $2,500.00. Dividends compounded and credited monthly. Up to 6 preauthorized/electronic/check withdrawals or transfers per month.
0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Peak Money Market Account Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 1.01% $50,000 – $100,000 1.25% $100,000 – $250,000 1.50% $250,000 – $500,000 2.01% Over $500,000 2.25% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: The Winter fuel fund is like a savings account. Minimum to open is $10.00 and deposits can be made daily/weekly or monthly. For withdrawals a receipt must be provided and photocopied by FFS that shows the heating company's name and amount due or paid. The check can be made out to the account owner or the heating company, etc. Must maintain a $100 minimum monthly average balance. Fees could reduce earnings. For variable rate accounts, rates may change after opening.
Offer: Variable rate; rates may change after opening. Fees could reduce earnings.
0.45% interest rate · Effective Oct 16, 2026
Rate checked
More details - Bangor Savings BankMarket Rate SavingsSavings · $5,000 min · 0.00%–0.40% by balance
Bank · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: No need to have a checking account with Bangor Savings Bank.
0.00% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Market Rate Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 and up 0.40% Rate checked
More details - Bangor Savings BankBenefit Money MarketBenefit Money Market · $5,000 min · 0.00%–0.60% by balance
Bank · 3 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must have or open a personal checking account with Bangor Savings Bank.
Offer: Must have or open a personal checking account with Bangor Savings Bank.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Benefit Money Market Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 and up 0.60% Rate checked
More details - First Federal SavingsPremier Money MarketPremier Money Market · $10,000 min · 0.08%–2.02% by balance
Bank · 3 branches
0.08%APY$8 a year on $10,000with conditionsRequirements
Product: To be eligible, you must have a new or existing First Federal Savings NOW account and debit card. If the account falls below $10,000.00 no interest is earned.
Offer: Variable rate; rates may change after the account is opened. Must have a NOW account and Debit Card. If balance falls below $10,000.00 no interest is earned. Fees could reduce earnings. Loyalty points could earn an additional .39%.
Qualified rate · 0.08% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $10,000 and upYour amount 0.08% $25,000 and up 0.50% $50,000 and up 1.51% $100,000 and up 2.02% Rate checked
More details - 0.07%APY$7 a year on $10,000intro rate
Requirements
Offer: Variable rate; rates may change after the account is opened. Fees could reduce earnings.
Promotional rate · 0.07% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must live in the mid-coast area on a permanent or seasonal basis. Must maintain a $100 minimum monthly average balance. For variable rate accounts, rates may change after the account is opened. Fees could reduce earnings.
Offer: Variable rate; rates may change after opening. Fees could reduce earnings.
0.05% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable rate account; rate may change after account opening. $0 or $6 monthly service fee. Monthly fees may reduce earnings.
Offer: For balances less than $2,500, a minimum balance of $1 must be maintained each day to obtain the disclosed APY.
$6 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Also presented as Regular Savings. Variable rate account; rate may change after account opening.
Offer: Earns interest each day $5 minimum balance is maintained.
No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership share / par value requirement is $5.00 to be paid and retained in share savings account. Provides overdraft protection for checking accounts.
Offer: Dividends compounded and credited monthly based on the average daily balance method. Minimum balance to avoid fee and earn dividend is $5.00.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance or service fee. Allows automatic transfer of funds for specific savings goals.
Offer: Dividends compounded and credited monthly based on the average daily balance method. No minimum balance or service fee.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have or open a personal checking account with Bangor Savings Bank.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Benefit Savings Balance APY Up to $25 0.00% Up to $1,000 0.05% $1,000 – $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 and up 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: For customers who do not have a Bangor Savings Bank checking account. Fiduciary version available.
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $25 0.00% Up to $1,000 0.05% $1,000 – $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lincoln County, ME
17 accounts at 5 banks and credit unions · checked Oct 22
- Typical
- 0.05%
- Top 10% from
- 1.36%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.05%
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Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches