Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Hagerstown, MD
- 1.01%APY$101 a year on $10,000
Requirements
Product: A minimum Savings balance of $25 (par share) is required to maintain membership and access to BDFCU products and services. Accounts with balances below $25 may be subject to a low-balance fee ($5.00/mo below par fee).
Offer: Minimum balance of $25.00 required to obtain APY. Below par fee of $5.00/mo if balance falls below $25.
1.00% interest rate · Effective Aug 1, 2026
Rate checked
More details - 1.01%APY$101 a year on $10,000
Requirements
Product: Do-What-You-Want (DWYWA) club account. Make up to 4 free withdrawals per club year (July 1 - June 30). Fee of $5.00 for club account withdrawals over 4/yr.
Offer: $0.00 minimum balance required to obtain APY. Up to 4 free withdrawals per club year (July 1 - June 30), then $5.00 fee per excess withdrawal.
1.00% interest rate · Effective Aug 1, 2026
Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 4 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 4 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 4 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - Bulldog Federal Credit UnionMoney Market Share AccountMoney Market Share Account · 0.50%–0.80% by balance
Credit union · 3 branches
0.65%APY$65 a year on $10,000Requirements
Product: Tiered account with unlimited deposits and up to 6 transfers or withdrawals per month. First order of 40 checks included at no cost. $2,000 minimum daily balance required to avoid low balance fee ($15/occurrence).
Offer: $2,000 minimum daily balance required to avoid low balance fee
0.50% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY Up to $2,000 0.50% $2,000 – $9,999 0.55% $10,000 – $24,999Your amount 0.65% $25,000 – $49,999 0.75% $50,000 – $99,999 0.80% $100,000 and up 0.80% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 4 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - 0.50%APY$50 a year on $10,000
0.05% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 – $500,000 1.50% $500,000 and up 1.75% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 4 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - Orrstown BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.01%–1.71% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. Minimum balance based on average daily balance. Certain features require enrollment and your account in good standing; fees may apply. Please see your account terms and conditions. Monthly maintenance fee may be avoided by maintaining the minimum balance requirement.
Effective Sep 21, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.30% $15,000 – $35,000 0.35% $35,000 – $65,000 0.50% $65,000 – $100,000 0.50% $100,000 – $200,000 1.26% $200,000 – $300,000 1.26% $300,000 – $500,000 1.56% $500,000 – $1,000,000 1.56% $1,000,000 and up 1.71% Rate checked
More details - Orrstown BankPreferred Money Market AccountPreferred Money Market Account · $0 min · 0.01%–1.66% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. See fee schedule for details. Minimum balance based on average daily balance. Certain features require enrollment and your account in good standing; fees may apply. Please see your account terms and conditions. Monthly maintenance fee may be avoided by maintaining the minimum balance requirement.
Effective Sep 21, 2026
Rate by balance
Rate by balance for Preferred Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.25% $15,000 – $35,000 0.30% $35,000 – $100,000 0.45% $100,000 – $300,000 1.21% $300,000 – $1,000,000 1.51% $1,000,000 and up 1.66% Rate checked
More details - Orrstown BankPersonal Money Market AccountPersonal Money Market Account · $50 min · 0.01%–1.66% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Minimum account balance to earn APY is $50. Accounts below $2,500 earn 0.01% APY.
Offer: Minimum account balance to earn APY is $50. Accounts below $2,500 earn 0.01% APY.
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.25% $15,000 – $35,000 0.30% $35,000 – $100,000 0.45% $100,000 – $300,000 1.21% $300,000 – $1,000,000 1.51% $1,000,000 and up 1.66% Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Requires $50 minimum deposit to open, enrollment in online banking, electronic statements, an active CNB Bank debit card, and maintaining a valid email address. Limit one account per primary account holder SSN. No recurring monthly service charges.
Offer: Earned on balances up to and including $10,000 when linked Kasasa Cash or Kasasa Cash Back qualifications are met during the Monthly Qualification Cycle.
Qualified rate · No monthly fee · Effective Jul 26, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $10,000 0.50% $10,000 and upYour amount 0.25%* Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Straightforward interest-bearing savings account for everyday needs, future goals, and unexpected expenses.
Offer: Variable interest rate. Maintain a $250 average statement balance to avoid the $5 monthly maintenance fee. Enrollment in e-Statements required to avoid a $2 monthly paper statement fee. No minimum balance requirement or statement fee when primary account owner is under age 18.
$5 monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Designed to build savings alongside Momentum Checking. Must maintain a Momentum Checking Account unless primary account owner is under age 18.
Offer: Variable interest rate. No monthly service fee for the first year; maintain a $100 average statement balance after the first year to avoid a monthly service fee. Enrollment in e-Statements is required to avoid a $2 monthly paper statement fee. Must maintain a Momentum Checking account unless primary owner is under 18.
Qualified rate · No monthly fee · Effective Sep 21, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Hagerstown, MD
30 accounts at 9 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 0.77%
- Banks, typical
- 0.07%
- Credit unions, typical
- 1.01%
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Hagerstown, MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Washington County Teachers Federal Credit UnionCredit union · 3 branches
- 167th TFR Federal Credit UnionCredit union · 2 branches
- Bulldog Federal Credit UnionCredit union · 6 branches