Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Rochelle, IL metro
- 4.00%APY$400 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Requires enrollment in eStatements. Limit one account per SSN/ITIN.
Offer: Qualifying rate when linked Kasasa checking account qualifications are met during the Monthly Qualification Cycle.
Qualified rate · 3.93% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Only one Smart Saver account per membership. Monthly deposits must total between $50.00 and $1,000.00; any deposits exceeding $1,000 per month will be transferred to Membership Share Savings. Maximum 6 transfers and withdrawals per month.
Offer: Smart Rate: Requires deposits totaling at least $50/month (max $1,000/month), ACH direct deposit or mobile check deposit of $500+ into non-IRA checking, e-statements enrollment, and no member withdrawals during the month.
Qualified rate · 2.96% interest rate
Rate checked
More details - First State BankFirst Class Money MarketFirst Class Money Market · $2,500 min · 1.00%–2.27% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Avoid $10 monthly service fee by maintaining a $1,000 minimum average balance. Interest compounded daily, paid monthly. Interest rate subject to change every Wednesday / every other Wednesday. Rates are variable and may change after account is opened. Fees may reduce earnings. A $50 fee will be charged if the account is closed within 90 days.
Offer: Minimum balance to earn APY: $0.00 to $2,499.99. $2,500.00 Minimum To Open. Avoid $10 monthly service fee by maintaining a $1,000 minimum average balance.
1.00% interest rate · Compounded daily · $10 monthly fee
Rate by balance
Rate by balance for First Class Money Market Balance APY Up to $2,500 1.00% $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.26% $100,000 and up 2.27% Rate checked
More details - Consumers Credit UnionMoney MarketMoney Market · $0 min · 0.55%–1.16% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Share account. Requires maintaining membership share ($5.00 par value). Account transfer and withdrawal limitations apply (maximum 6 transfers/withdrawals per month). Tiered rate account where the rate for a balance tier applies to the full balance once met.
Offer: Rate applies to the full balance of the account once tier range is met.
0.55% interest rate · Effective Mar 18, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.55% $25,000 – $100,000 0.65% $100,000 – $250,000 0.75% $250,000 and up 1.16% Rate checked
More details - Blackhawk Area Credit UnionMoney Market Checking AccountMoney Market Checking Account · $2,500 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum balance is $2,500. No dividends are paid if the balance falls below a $2,500 balance. Works like an interest-bearing checking account with check writing.
Offer: No dividends are paid if the balance falls below a $2,500 balance.
Rate by balance
Rate by balance for Money Market Checking Account Balance APY $2,500 – $30,000Your amount 0.50% $30,000 – $50,000 0.75% Over $50,000Over $50,000 1.00% Rate checked
More details - Byron BankMoney Market AccountMoney Market Account · $2,500 min · 0.40%–1.77% by balance
Bank · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: Rates subject to change. Earnings may be reduced by fees charged.
Offer: Minimum balance tier $2,500–$24,999.99.
0.40% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 0.40% $25,000 – $100,000 0.75% $100,000 and up 1.77% Rate checked
More details - Central Bank IllinoisMoney Market SavingsMoney Market Savings · $1,000 min · 0.25%–0.60% by balance
Bank · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Avoid the $10 monthly maintenance fee by maintaining a $1,000 average daily balance. Interest compounded and paid monthly on daily balances above $1,000. $1 fee per withdrawal in excess of 3 per month.
Offer: Paid on daily balances between $1,000 and $9,999.99.
0.25% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.35% $25,000 and up 0.60% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest compounded and paid semi-annually. Statements released quarterly. $1 fee per withdrawal in excess of 3 per month.
Offer: Avoid the $5 monthly maintenance fee by maintaining a $100 average daily balance or by notifying the bank that you are under age 19 or a not-for-profit organization.
0.25% interest rate · $5 monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Smart Saver account per membership. Monthly deposits must total between $50.00 and $1,000.00; any deposits exceeding $1,000 per month will be transferred to Membership Share Savings. Maximum 6 transfers and withdrawals per month.
Offer: Earned without a checking relationship or if a withdrawal occurs during the month / minimum monthly qualifications are not met.
Qualified rate
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Smart Saver account per membership. Monthly deposits must total between $50.00 and $1,000.00; any deposits exceeding $1,000 per month will be transferred to Membership Share Savings. Maximum 6 transfers and withdrawals per month.
Offer: Basic Rate: Applied if monthly qualifications are not met or if a member-based withdrawal occurs during the month.
Qualified rate · 0.25% interest rate
Rate checked
More details - The First National Bank in AmboyMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.22% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Rate may change after the account is opened. Fees may reduce earnings. Minimum balance required to obtain the stated APY.
Offer: Daily Balance $2,499.99 or less. Rate may change after account opening.
0.10% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 0.15% $25,000 – $100,000 0.45% $100,000 – $250,000 0.75% $250,000 – $500,000 1.17% $500,000 – $1,000,000 1.22% $1,000,000 and up 1.22% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest compounded daily, paid quarterly. Avoid $3 quarterly service fee by maintaining a $300 minimum average balance; no monthly service fee for customers under 19 or over 62 years old. A $50 fee will be charged if closed within 90 days.
0.15% interest rate · Compounded daily
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No minimum balance required. Rate may change after account is opened. Optional ATM card available with $260 daily withdrawal limit.
Offer: No minimum balance required. Rate may change after the account is opened. Fees could reduce earnings. Optional ATM card available for withdrawals (daily limit $260, cannot be used for purchases).
0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $25 minimum deposit required in a share savings account to establish credit union membership. Dividends paid quarterly. Rate may change after account is opened.
Offer: A $25 minimum deposit is required in a share savings account to establish credit union membership. Dividends paid quarterly. The rate may change after the account is opened. Fees could reduce earnings.
0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rate may change after the account is opened. Fees may reduce earnings.
Offer: Rate may change after account is opened. Fees may reduce earnings.
0.10% interest rate · Effective Sep 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Rochelle, IL metro
21 accounts at 7 banks and credit unions · checked Oct 16
- Typical
- 0.15%
- Top 10% from
- 1.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Rochelle, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Rock Valley Credit UnionCredit union · 1 branch
- Consumers Credit UnionCredit union · 1 branch
- First State BankBank · 1 branch