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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 1–15 results in Richmond, KY metro

  1. Cumberland Valley National BankJefferson Premium Money Market AccountJefferson Premium Money Market Account · $2,500 min · 3.09%–3.61% by balance

    Bank · 3 branches

    3.09%APY$309 a year on $10,000intro rate
  2. Top Carrot, Carrot Score 89
    PBT BancorpMMDA PRIME 30% OF PRIMEMMDA PRIME 30% OF PRIME · $2,500 min

    Bank · 2 branches

    2.03%APY$203 a year on $10,000
  3. Top Carrot, Carrot Score 89
    PBT BancorpKasasa Saver AccountSavings · $100 min

    Bank · 2 branches

    2.00%APY$200 a year on $10,000with conditions
  4. Top Carrot, Carrot Score 89
    PBT BancorpTIERED 1 MMDATIERED 1 MMDA · $2,500 min

    Bank · 2 branches

    2.00%APY$200 a year on $10,000
  5. U.S. BankU.S. Bank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 2 branches

    2.00%APY$200 a year on $10,000with conditions
  6. U.S. BankBank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 2 branches

    2.00%APY$200 a year on $10,000with conditions
  7. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionConsumer Money Market AccountsConsumer Money Market Accounts · $2,500 min · 1.80%–2.50% by balance

    Credit union · 1 branch

    1.95%APY$195 a year on $10,000
  8. Community Trust BankPreferred Index Money MarketPreferred Index Money Market · $2,500 min · 0.00%–3.48% by balance

    Bank · 5 branches

    1.69%APY$169 a year on $10,000
  9. Top Carrot, Carrot Score 90
    Central BankCentral Money Market AccountCentral Money Market Account · $2,500 min · 1.25%–2.75% by balance

    Bank · 3 branches

    1.50%APY$150 a year on $10,000
  10. Top Carrot, Carrot Score 90
    Central BankPersonal Money Market PlusPersonal Money Market Plus · $0 min · 1.50%–3.50% by balance

    Bank · 3 branches

    1.50%APY$150 a year on $10,000
  11. Top Carrot, Carrot Score 90
    Central BankRegular SavingsSavings · $10 min

    Bank · 3 branches

    1.00%APY$100 a year on $10,000
  12. Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance

    Bank · 1 branch

    1.00%APY$100 a year on $10,000
  13. Park Community Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.75%–2.25% by balance

    Credit union · 2 branches

    0.75%APY$75 a year on $10,000with conditions
  14. Monticello Banking CompanyREWARDSavingsSavings · $50 min

    Bank · 1 branch

    0.60%APY$60 a year on $10,000with conditions
  15. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionPersonal Goal AccountSavings · $0 min

    Credit union · 1 branch

    0.50%APY$50 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Richmond, KY metro

40 accounts at 13 banks and credit unions · checked Oct 6–22

Typical
0.20%
Top 10% from
2.00%
Banks, typical
0.10%
Credit unions, typical
0.48%

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Richmond, KY metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Commonwealth Credit UnionCredit union · 1 branch
  2. Central BankBank · 3 branches
  3. PBT BancorpBank · 2 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate