Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Petoskey, MI metro
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Northland Area FCUMoney Market AccountMoney Market Account · $5,000 min · 1.51%–2.78% by balance
Credit union · 1 branch
1.66%APY$166 a year on $10,000Requirements
Product: Earn a higher rate of return on your savings. $5,000.00 minimum required to open. $5 Share account required. Interest earned daily and compounded monthly. Up to 3 fee-free withdrawals per month. Dividends are not earned when the balance falls below the minimum. Rate may change after the account is opened.
Offer: Paid & Compounded Monthly. Dividends are not earned when the balance falls below the minimum.
1.50% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 1.51% $10,000 – $50,000Your amount 1.66% $50,000 – $100,000 2.17% $100,000 and up 2.78% Rate checked
More details - Nicolet National BankMVP Money Market Account (MVP MMA)MVP Money Market Account (MVP MMA) · $10,000 min · 0.01%–2.65% by balance
Bank · 1 branch
1.30%APY$130 a year on $10,000with conditionsRequirements
Product: A separate Nicolet National Bank checking account with direct deposit of payroll or social security is required in order to qualify for an MVP Money Market account. Subject to Credit Approval.
Offer: $10 monthly service charge if available balance falls below $10,000.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for MVP Money Market Account (MVP MMA) Balance APY Up to $9,999 0.01% $10,000 – $49,999Your amount 1.30% $50,000 – $149,999 2.10% $150,000 – $499,999 2.15% $500,000 – $999,999 2.45% $1,000,000 and up 2.65% Rate checked
More details - 0.24%APY$24 a year on $10,000with conditions
Requirements
Product: Links to free CNB Interest or CNB Money checking for automatic rewards transfers. To qualify for the highest rate, meet qualifications during each Monthly Qualification Cycle: at least 12 debit card purchases, enroll and agree to receive eStatements, and enroll and log into online banking.
Offer: Applies to balances up to $5,000 when checking account qualifications are met.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Apr 28, 2022
Rate by balance
Rate by balance for CNB Savings Balance APY Up to $5,000 1.00% $5,000 and upYour amount 0.24%* Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - Awakon Federal Credit UnionMONEY MARKETMONEY MARKET · $2,500 min · 0.00%–2.79% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Fees may reduce earnings. Rate may change after the account is opened.
Offer: Fees may reduce earnings. Rate may change after the account is opened.
Effective Oct 5, 2026
Rate by balance
Rate by balance for MONEY MARKET Balance APY $2,499 and up 0.00% $2,500 and upYour amount 0.20% Over $10,000 0.40% Over $25,000 0.60% Over $50,000 1.01% Over $100,000 1.76% Over $250,000 2.79% Rate checked
More details - Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - 4Front Credit UnionMoney Market ShareMoney Market Share · $1,000 min · 0.15%–0.40% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,0000.15% interest rate · Effective Sep 3, 2026
Rate by balance
Rate by balance for Money Market Share Balance APY $1,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.30% $50,000 and up 0.40% Rate checked
More details - 4Front Credit UnionMoney Market CheckingMoney Market Checking · $1,000 min · 0.10%–0.30% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: No monthly service fees or deposit limits.
Offer: Some requirements apply.
0.10% interest rate · No monthly fee · Effective Oct 17, 2022
Rate by balance
Rate by balance for Money Market Checking Balance APY $1,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.25% $50,000 and up 0.30% Rate checked
More details - Awakon Federal Credit UnionSub SharesSavings · $0 min · 0.10%–0.23% by balance
Credit union · 1 branch
0.13%APY$13 a year on $10,000Requirements
Product: Fees may reduce earnings. Rate may change after the account is opened.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Sub Shares Balance APY Up to $5,000 0.10% $5,000 – $10,000Your amount 0.13% $10,000 – $25,000 0.19% Over $25,000 0.23% Rate checked
More details - Awakon Federal Credit UnionShare Savings AccountSavings · $5 min · 0.10%–0.23% by balance
Credit union · 1 branch
0.13%APY$13 a year on $10,000Requirements
Product: Fees may reduce earnings. Rate may change after the account is opened.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $5,000 0.10% $5,000 – $10,000Your amount 0.13% $10,000 – $25,000 0.19% Over $25,000 0.23% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary share account required for membership. $5 share balance required.
Offer: Dividends are paid and compounded quarterly.
0.10% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Allows creation of customized savings accounts separate from regular share account. No minimum balance requirement.
Offer: Dividends are paid and compounded quarterly.
0.10% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - St. Francis X Federal Credit UnionMoney Market SavingsMoney Market Savings · 0.10%–0.20% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Effective Sep 24, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Any balanceYour amount 0.10% $25,000 and up 0.15% $75,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Petoskey, MI metro
37 accounts at 9 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 0.66%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.10%
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Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Chief Financial Credit UnionCredit union · 4 branches
- Meijer Credit UnionCredit union · 3 branches