Credit union · NCUA insured
Awakon Federal Credit Union Savings Rates
Awakon Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its MONEY MARKET. Rates checked October 16, 2026.
How Awakon Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Petoskey, MI, where Awakon Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Awakon Federal Credit Union
0.20%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $20
MONEY MARKET
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Northland Area FCU
1.66%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $166
Awakon Federal Credit Union savings score
70
Savings score
Higher than 26% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0001.01%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Awakon Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
MONEY MARKET
Up to 0.20%APY
Fees may reduce earnings. Rate may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,499 and upFees may reduce earnings. Rate may change after the account is opened. | 0.00% | $0 | Fees may reduce earnings. Rate may change after the account is opened. |
| $2,500 and upFees may reduce earnings. Rate may change after the account is opened. | 0.20% | $20 | Fees may reduce earnings. Rate may change after the account is opened. |
| Over $10,000Fees may reduce earnings. Rate may change after the account is opened. | 0.40% | — | Fees may reduce earnings. Rate may change after the account is opened. |
| Over $25,000Fees may reduce earnings. Rate may change after the account is opened. | 0.60% | — | Fees may reduce earnings. Rate may change after the account is opened. |
| Over $50,000Fees may reduce earnings. Rate may change after the account is opened. | 1.01% | — | Fees may reduce earnings. Rate may change after the account is opened. |
| Over $100,000Fees may reduce earnings. Rate may change after the account is opened. | 1.76% | — | Fees may reduce earnings. Rate may change after the account is opened. |
| Over $250,000Fees may reduce earnings. Rate may change after the account is opened. | 2.79% | — | Fees may reduce earnings. Rate may change after the account is opened. |
Sources (1)
- awakonfcu.net/savings-checking/savings-rates · captured Oct 16, 2026
Share Savings Account
0.13%APY
Fees may reduce earnings. Rate may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.10% | — |
| $5,000 – $10,000 | 0.13% | $13 |
| $10,000 – $25,000 | 0.19% | — |
| Over $25,000 | 0.23% | — |
Sources (2)
All captured Oct 16, 2026
Sub Shares
0.13%APY
Fees may reduce earnings. Rate may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.10% | — |
| $5,000 – $10,000 | 0.13% | $13 |
| $10,000 – $25,000 | 0.19% | — |
| Over $25,000 | 0.23% | — |
Sources (1)
- awakonfcu.net/savings-checking/savings-rates · captured Oct 16, 2026
Special-purpose accounts
IRA Shares
1.26%APY
Can be opened at any time, any age, and with any amount. Traditional, Roth, and Education IRA options available. Fees may reduce earnings. Rate may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 1.26% | $126 |
Sources (3)
- awakonfcu.net/savings-checking/savings-rates
- awakonfcu.net/investments/indi…-retirement-accounts-ira
- awakonfcu.net/ira
All captured Oct 16, 2026
Christmas Club
0.13%APY
Fees may reduce earnings. Rate may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.10% | — |
| $5,000 – $10,000 | 0.13% | $13 |
| $10,000 – $25,000 | 0.19% | — |
| Over $25,000 | 0.23% | — |
Sources (1)
- awakonfcu.net/savings-checking/savings-rates · captured Oct 16, 2026
Vacation Club
0.13%APY
Fees may reduce earnings. Rate may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.10% | — |
| $5,000 – $10,000 | 0.13% | $13 |
| $10,000 – $25,000 | 0.19% | — |
| Over $25,000 | 0.23% | — |
Sources (1)
- awakonfcu.net/savings-checking/savings-rates · captured Oct 16, 2026
Who can join Awakon Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You must live, work, worship, attend school in, or own a business located in the Northernmost Eight Counties of Lower Michigan (Presque Isle, Cheboygan, Montmorency, Otsego, Alpena, Emmet, Charlevoix, and Antrim Counties).
Membership information collected October 5, 2026.