Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Olean, NY metro
- Five Star BankHigh Yield Money Market AccountHigh Yield Money Market Account · $10,000 min · 0.10%–3.25% by balance
Bank · 4 branches
2.75%APY$275 a year on $10,000Requirements
Product: Applying online requires an initial deposit of at least $10,000 in new-to-Five Star Bank money not previously on deposit with Five Star Bank in the past 90 days. For initial deposits less than $10,000, visit a local branch. Service charge of $10.00 per statement period does not apply when maintaining at least a $10,000 average ledger balance for the activity period.
Offer: Variable rate account. A $10,000.00 minimum deposit of new-to-Five Star Bank money not previously on deposit with Five Star Bank in the past 90 days is required to open. Monthly fee waived with at least $10,000 average ledger balance.
0.10% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High Yield Money Market Account Balance APY Up to $10,000 0.10% $10,000 – $100,000Your amount 2.75% $100,000 and up 3.25% Rate checked
More details - CCSE Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 1.76%–2.27% by balance
Credit union · 1 branch
1.76%APY$176 a year on $10,000Requirements
Product: Maximum 4 withdrawals per month.
1.75% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $25,000Your amount 1.76% $25,000 – $75,000 2.02% Over $75,000 2.27% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Requires minimum deposit of $2,500.
Offer: Balance tier: $2,500.00 to $24,999.99
1.50% interest rate · Effective Jun 24, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.50% $25,000 and up 2.00% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - High Point Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.00%–0.90% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Must maintain a minimum average daily balance of $2,500 to earn monthly dividends and receive disclosed APY. Up to six withdrawals or pre-authorized transfers per month.
Offer: Minimum average daily balance of $2,500 required to earn dividends.
0.00% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.25% $10,000 – $25,000Your amountMust maintain a minimum average daily balance of $2,500 to receive disclosed APY. 0.25% $25,000 – $50,000Must maintain a minimum average daily balance of $2,500 to receive disclosed APY. 0.30% $50,000 – $100,000Must maintain a minimum average daily balance of $2,500 to receive disclosed APY. 0.35% $100,000 – $250,000Must maintain a minimum average daily balance of $2,500 to receive disclosed APY. 0.50% $250,000 and upMust maintain a minimum average daily balance of $2,500 to receive disclosed APY. 0.90% Rate checked
More details - High Point Federal Credit UnionShare SavingsSavings · $5 min · 0.00%–0.27% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Primary share savings account establishes credit union membership ($5 required hold). Minimum average daily balance of $300 required to earn dividends. No monthly service charges.
Offer: Must maintain a minimum average daily balance of $300 in account for the month to earn dividends.
0.00% interest rate · No monthly fee · Effective Mar 1, 2023
Rate by balance
Rate by balance for Share Savings Balance APY Up to $300 0.00% $300 – $10,000 0.20% $10,000 – $25,000Your amount 0.25% $25,000 and up 0.27% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Cattaraugus County BankCCB Advantage SavingsSavings · $25 min · 0.20%–1.01% by balance
Bank · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: Free account that builds savings. No CCB Advantage Checking Account required. Requires enrollment in E-statements. 15 free withdrawals per month.
Offer: Daily balances of $25,000 or less earn 0.20% interest rate on entire balance. Requires enrollment in E-statements. No monthly maintenance fees.
0.20% interest rate · No monthly fee · Effective Jun 2, 2025
Rate by balance
Rate by balance for CCB Advantage Savings Balance APY Up to $25,000Your amount 0.20% $25,000 and up 0.50% $250,000 and up 1.01% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Visit local branch to open.
Offer: Variable rate account.
0.10% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Every member of the credit union must have a $5 share account (a savings account). $100 on deposit required to earn interest.
Offer: $100 on deposit required to earn interest.
0.05% interest rate · Effective Jul 1, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Service charge is $5.00 per Statement Period, waived with at least $300 average daily balance or if primary person listed on the account is under 18 years old. Variable rate account.
Offer: Service charge is $5.00 per Statement Period, waived with at least $300 average daily balance or if primary person is under 18 years old. Variable rate account.
0.04% interest rate · $5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.
Offer: Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account).
0.01% interest rate · $4 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only.
Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.
Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.
0.01% interest rate · $7.50 monthly fee · Effective Jan 11, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Olean, NY metro
15 accounts at 8 banks and credit unions · checked Sep 17–Oct 17
- Typical
- 0.25%
- Top 10% from
- 1.66%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Olean, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CCSE Federal Credit UnionCredit union · 1 branch