Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–11 results in Cleveland, MS metro · Few institutions in Cleveland, MS metro: choose a wider area in the filters
- Statewide Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.05%–3.00% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. Unlimited withdrawals and transfers. No monthly fees.
0.05% interest rate · No monthly fee · Effective Sep 30, 2025
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $9,999 0.05% $10,000 – $49,999Your amount 1.25% $50,000 and up 3.00% Rate checked
More details - Hope Credit UnionHOPE Rewards Saving Plus AccountsSavings · 1.01%–1.51% by balance
Credit union · 1 branch
1.01%APY$100 a year on $10,000Requirements
Product: Variable-rate account; rates may change after the account is opened. Rates apply when qualifications are met.
Offer: When qualifications are met.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for HOPE Rewards Saving Plus Accounts Balance APY Up to $10,000Your amount 1.01% $10,000 – $50,000 1.51% Over $50,000 1.51% Rate checked
More details - Statewide Federal Credit UnionMoney Management AccountMoney Management Account · $2,500 min
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Offer: Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. Fees may reduce earnings on the account. Penalties for early withdrawal. All rates are subject to change without notice.
0.45% interest rate · Effective Dec 21, 2022
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends on share accounts are set in arrears by the Board on a quarterly basis. Accounts earn dividends with a minimum balance of $100. $10 membership fee upon opening. Minimum $15 balance requirement. Limited to 3 teller withdrawals and 3 ATM withdrawals per month.
0.25% interest rate · No monthly fee
Rate checked
More details - Hope Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–2.28% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: $1,000 initial deposit and minimum balance. $9.95 monthly fee, waived with $1,000 minimum balance. Six withdrawals per month. Variable-rate account; rates may change after account is opened. Rates as of 10/1/26 and subject to change.
Offer: Non-Jumbo tier. Minimum opening deposit $1,000. $9.95 monthly fee waived with $1,000 minimum balance. Variable-rate account; rates may change after the account is opened. Rates as of 10/1/26 and subject to change.
0.25% interest rate · $9.95 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.25% $100,000 – $500,000 2.28% $500,000 and up 2.28% Rate checked
More details - Hope Credit UnionTransformational DepositsTransformational Deposits · $1,000 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened.
Offer: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened. Transformational Deposits Non-Jumbo and Jumbo.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after the account is opened. Rates apply when qualifications are met.
Offer: When qualifications not met.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - BCURegular Money MarketRegular Money Market · $1,000 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: No minimum monthly balance and no maintenance fees. Up to six penalty-free withdrawals per month.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $1,000 – $24,999Your amount 0.05% $25,000 – $99,999 0.10% $100,000 – $249,999 0.15% $250,000 – $499,999 0.20% $500,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest rate is variable and subject to change. Requires a $100 minimum balance to avoid charges and obtain current APY, with a $5 below minimum balance fee.
Offer: Minimum balance to avoid charges and obtain current APY is $100. Below minimum balance fee is $5. Semi-annual statement.
Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends calculated by daily balance method and compounded monthly/credited monthly. Maximum 6 preauthorized/automatic/electronic transfers per month.
Offer: Must maintain minimum daily balance of $5.00 to obtain disclosed APY.
0.05% interest rate · Compounded monthly · Effective Dec 21, 2022
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Foundational account for credit union membership. Up to 6 penalty-free withdrawals per month.
Offer: BCU covers the $1 minimum deposit requirement. No monthly maintenance fees. Up to 6 penalty-free withdrawals per month.
0.01% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cleveland, MS metro
11 accounts at 4 banks and credit unions · checked Oct 17–22
- Typical
- 0.25%
- Top 10% from
- 1.01%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Mississippi
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Triangle Federal Credit UnionCredit union · 5 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 1 branch
- RiverLand Federal Credit UnionCredit union · 2 branches