Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Chambersburg, PA metro
- Community State BankMoney Market AccountMoney Market Account · $1,000 min · 2.32%–3.35% by balance
Bank · 1 branch
2.32%APY$232 a year on $10,000Requirements
Product: Limited transaction account with up to 6 transactions per monthly cycle and unlimited in-person withdrawals. $5 monthly fee if minimum balance of $1,000 is not met or maximum transactions exceeded.
Offer: No monthly fee if minimum balance of $1,000 is met and maximum transactions not exceeded; otherwise $5 monthly fee. Minimum deposit of $1,000.00.
$5 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 2.32% $25,000 – $50,000 2.48% $50,000 – $250,000 2.63% $250,000 – $500,000 3.04% $500,000 and up 3.35% Rate checked
More details - Patriot Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.10%–2.00% by balance
Credit union · 8 branches
1.20%APY$120 a year on $10,000Requirements
Product: Earn a higher dividend rate than in a standard savings account if you have a balance of at least $2,500. Tiered rate structure offers members with higher balances an increased dividend rate on deposits. Unlimited deposits and withdrawals, check writing capabilities.
Offer: Rates are variable and are subject to change at any time.
No monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 1.10% $10,000 and upYour amount 1.20% $25,000 and up 1.40% $100,000 and up 1.70% $250,000 and up 2.00% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $8 monthly fee waived with $1,000 minimum balance.
0.50% interest rate · $8 monthly fee · Effective Sep 30, 2026
Rate checked
More details - Juniata Valley BankIndexed Money MarketIndexed Money Market · $1,000 min · 0.50%–1.11% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: $12 monthly fee waived with $5,000 minimum balance.
0.50% interest rate · $12 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Indexed Money Market Balance APY $1,000 – $14,999Your amount 0.50% $15,000 – $24,999 0.50% $25,000 – $49,999 1.00% $50,000 – $99,999 1.00% $100,000 – $249,999 1.00% $250,000 – $499,999 1.11% $500,000 – $999,999 1.11% $1,000,000 and up 1.11% Rate checked
More details - Orrstown BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.01%–1.71% by balance
Bank · 5 branches
0.30%APY$30 a year on $10,000Requirements
Product: Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. Minimum balance based on average daily balance. Certain features require enrollment and your account in good standing; fees may apply. Please see your account terms and conditions. Monthly maintenance fee may be avoided by maintaining the minimum balance requirement.
Effective Sep 21, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.30% $15,000 – $35,000 0.35% $35,000 – $65,000 0.50% $65,000 – $100,000 0.50% $100,000 – $200,000 1.26% $200,000 – $300,000 1.26% $300,000 – $500,000 1.56% $500,000 – $1,000,000 1.56% $1,000,000 and up 1.71% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Orrstown BankPreferred Money Market AccountPreferred Money Market Account · $0 min · 0.01%–1.66% by balance
Bank · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. See fee schedule for details. Minimum balance based on average daily balance. Certain features require enrollment and your account in good standing; fees may apply. Please see your account terms and conditions. Monthly maintenance fee may be avoided by maintaining the minimum balance requirement.
Effective Sep 21, 2026
Rate by balance
Rate by balance for Preferred Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.25% $15,000 – $35,000 0.30% $35,000 – $100,000 0.45% $100,000 – $300,000 1.21% $300,000 – $1,000,000 1.51% $1,000,000 and up 1.66% Rate checked
More details - Orrstown BankPersonal Money Market AccountPersonal Money Market Account · $50 min · 0.01%–1.66% by balance
Bank · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum account balance to earn APY is $50. Accounts below $2,500 earn 0.01% APY.
Offer: Minimum account balance to earn APY is $50. Accounts below $2,500 earn 0.01% APY.
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.25% $15,000 – $35,000 0.30% $35,000 – $100,000 0.45% $100,000 – $300,000 1.21% $300,000 – $1,000,000 1.51% $1,000,000 and up 1.66% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must be at least 18 years old to open a money market account without a joint account holder. Minimum check amount is $500. Up to 6 transfers or withdrawals per month.
Offer: Earnings are compounded and credited monthly. $500 minimum balance required to earn interest on account.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Straightforward interest-bearing savings account for everyday needs, future goals, and unexpected expenses.
Offer: Variable interest rate. Maintain a $250 average statement balance to avoid the $5 monthly maintenance fee. Enrollment in e-Statements required to avoid a $2 monthly paper statement fee. No minimum balance requirement or statement fee when primary account owner is under age 18.
$5 monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Designed to build savings alongside Momentum Checking. Must maintain a Momentum Checking Account unless primary account owner is under age 18.
Offer: Variable interest rate. No monthly service fee for the first year; maintain a $100 average statement balance after the first year to avoid a monthly service fee. Enrollment in e-Statements is required to avoid a $2 monthly paper statement fee. Must maintain a Momentum Checking account unless primary owner is under 18.
Qualified rate · No monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly fee is $0 if a minimum balance of $250 is maintained; otherwise $5.00. Rates may change after account opening.
Offer: $0 monthly fee if minimum balance of $250 is met; otherwise $5. Rates may change after account opening. Fees may reduce earnings.
$5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Basic share savings account establishing membership in the credit union. Standalone account option available. Unlimited deposits and withdrawals; balance can be used as overdraft protection.
Offer: Rates are variable and subject to change at any time.
Effective Sep 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chambersburg, PA metro
26 accounts at 10 banks and credit unions · checked Sep 25–Oct 22
- Typical
- 0.20%
- Top 10% from
- 0.75%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Chambersburg, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Patriot Federal Credit UnionCredit union · 8 branches
- 1st Ed Credit UnionCredit union · 2 branches