Bank · FDIC insured
Juniata Valley Bank Savings Rates
Juniata Valley Bank’s best savings rate is 0.50% APY on $10,000, with its Indexed Money Market. Rates checked October 16, 2026.
How Juniata Valley Bank’s savings rates compare
Compared with banks and credit unions near Lewistown, PA, where Juniata Valley Bank has the most branches. $10,000, best rate first.
This bank’s best
Juniata Valley Bank
0.50%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $50
Money Market
Top rate
Everence
2.85%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $285
2nd-highest rate
Kish Bank
1.35%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $135
Juniata Valley Bank savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Juniata Valley Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Indexed Money Market
0.50%APY
$12 monthly fee waived with $5,000 minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $14,999 | 0.50% | $50 |
| $15,000 – $24,999 | 0.50% | — |
| $25,000 – $49,999 | 1.00% | — |
| $50,000 – $99,999 | 1.00% | — |
| $100,000 – $249,999 | 1.00% | — |
| $250,000 – $499,999 | 1.11% | — |
| $500,000 – $999,999 | 1.11% | — |
| $1,000,000 and up | 1.11% | — |
Money Market
0.50%APY
$8 monthly fee waived with $1,000 minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 0.50% | $50 |
Statement Savings
0.05%APY
$5 monthly fee waived with $100 minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to avoid fee is $100.$100 and up | 0.05% | $5 | Minimum balance to avoid fee is $100. |
Special-purpose accounts
Coverdell Education Savings Account
0.20%APY · 1 term
Beneficiary must be under 18 to start. Earnings and withdrawals are federal tax-free when used for qualified education expenses. Variable rate account with a term of one year. Substantial penalty for early withdrawal. Assumes interest will remain on deposit until maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsVariable rate account with a term of one year. Substantial penalty for early withdrawal. Assumes interest will remain on deposit until maturity | 0.20% | $20 |
Holiday Club
0.05%APY
Depositing period runs from October to October for holiday savings. If a withdrawal is requested before the depositing period ends, the account must be closed and a $10.00 fee is assessed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.