Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–14 results in Bonham, TX metro · Few institutions in Bonham, TX metro: choose a wider area in the filters
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Credit Union of TexasHigh Yield SavingsSavings · $1,000 min · 0.10%–3.25% by balance
Credit union · 1 branch
3.25%APY$325 a year on $10,000Requirements
Product: Initial opening and subsequent deposit funds must be new money not previously held by any member of the Credit Union. Limited to 1 account per membership. Must maintain a minimum daily balance of $1,000.00 to avoid $10.00 monthly service fee. Minimum average daily balance of $100.00 required to earn disclosed APY. $10.00 fee per withdrawal or transfer in excess of 6 per month.
Offer: Variable rate. Average daily balance method used. Minimum average daily balance of $100.00 required to earn interest/dividends. If average daily balance falls below $1,000, earns interest at applicable variable rate.
0.10% interest rate · $10 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 0.10% $1,000 – $25,000Your amount 3.25% Over $25,000 1.35% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - First United BankHigh Yield Money MarketHigh Yield Money Market · $100 min · 1.82%–3.44% by balance
Bank · 2 branches
1.82%APY$182 a year on $10,000intro rateRequirements
Product: Requires funding with $5,000 new money within 7 days of account opening or the account may be converted into a standard Money Market account. Minimum balance fees waived when maintaining a minimum balance of $5,000. 90-day introductory interest rate applies to accounts opened on and after September 22, 2026.
Offer: 90-day introductory interest rate of 4.25% followed by base interest rate of 1.00%, resulting in a blended APY of 1.82%.
Promotional rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $25,000Your amount 1.82% $25,000 – $500,00090-day introductory interest rate of 4.25% followed by base interest rate of 3.00%, resulting in a blended APY of 3.36%. Minimum $25,000 to earn promotional rate. 3.36% $500,000 and up90-day introductory interest rate of 4.25% followed by base interest rate of 3.10%, resulting in a blended APY of 3.44%. 3.44% Rate checked
More details - Credit Union of TexasRegular Money MarketRegular Money Market · $2,000 min · 1.00%–1.50% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Interest compounds monthly at a variable rate. NCUA insured. Membership required. Limit of 6 withdrawals per month may apply.
1.00% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $2,000 1.00% $2,000 – $10,000Your amount 1.00% $10,000 – $20,000 1.00% $20,000 – $40,000 1.25% Over $40,000 1.50% Rate checked
More details - Community National Bank & Trust of TexasMy Money MarketMy Money Market · $25 min · 0.50%–3.04% by balance
Bank · 3 branches
0.90%APY$90 a year on $10,000Requirements
Product: Monthly fee of $7 waived with minimum balance of $3,000. 6 free debits per statement cycle.
Offer: Monthly fee of $7 waived with minimum balance of $3,000.
0.50% interest rate · $7 monthly fee
Rate by balance
Rate by balance for My Money Market Balance APY Up to $3,000 0.50% $3,000 – $250,000Your amount 0.90% $250,000 – $1,000,000 1.92% $1,000,000 and up 3.04% Rate checked
More details - Community National Bank & Trust of TexasMy SavingsSavings · $25 min · 0.00%–0.35% by balance
Bank · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: No monthly service charge. Interest earned on all balances over $100. 6 free debits per statement cycle.
Offer: Below $100
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for My Savings Balance APY Up to $100 0.00% $100 and upYour amount$100 and over 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must purchase and maintain 1 share ($5.00 par value) and pay a $20.00 nonrefundable membership fee. Minimum average daily balance of $100.00 required to obtain disclosed APY. Must maintain a minimum daily balance of $50.00, have transaction activity within past 90 days, and have other active accounts with CUTX to avoid the $5.00 monthly service fee. Limited to 6 withdrawals/transfers per statement period.
Offer: Variable rate. Average daily balance method used. Minimum average daily balance of $100.00 required to earn interest/dividends.
0.10% interest rate · $5 monthly fee · Effective Jan 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum average daily balance of $100.00 required to earn dividends. Fee of $5.00 applies for each withdrawal or transfer in excess of 6 per calendar year.
Offer: Variable rate. Average daily balance method used. Minimum average daily balance of $100.00 required to earn interest/dividends.
0.10% interest rate · No monthly fee · Effective Jan 1, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee when paired with a personal Huntington checking account or with an average daily balance of $300, otherwise $4 monthly fee.
Offer: Minimum opening deposit is $50.00. Minimum balance to earn interest is $0.01. Monthly maintenance fee of $4 waived with an average daily balance of $300 or when you own a Huntington personal checking account.
0.01% interest rate · Balance cap $99,999,999,999.99 · $4 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Non-Relationship Rate. Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Huntington BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.00%–3.35% by balance
Bank · 1 branch
0.00%APY$0 a year on $10,000with conditionsRequirements
Product: $25 monthly maintenance fee waived with an average daily balance of at least $25,000 or by owning a qualifying checking account (Huntington Perks Checking or Platinum Perks Checking). Rates based on ZIP code 43215. Minimum balance to earn interest is $25,000.
Offer: Promotional rate tier (Non-Relationship Rate). Fee waived with $25,000 ADB or qualifying checking account.
Qualified rate · 0.00% interest rate · $25 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $25,000Your amount 0.00% $25,000 – $2,000,001Promotional relationship rate with open Huntington Perks Checking, Huntington Platinum Perks Checking, or Private Client Account. Requires $25,000 new money to Huntington. 3.35% $2,000,001 – $100,000,000,000Requires $25,000 new money to Huntington. 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bonham, TX metro
14 accounts at 4 banks and credit unions · checked Oct 16
- Typical
- 0.23%
- Top 10% from
- 3.22%
- Banks, typical
- 0.21%
- Credit unions, typical
- 0.55%
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Bonham, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Credit Union of TexasCredit union · 1 branch