Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Batavia, NY metro
- Five Star BankHigh Yield Money Market AccountHigh Yield Money Market Account · $10,000 min · 0.10%–3.25% by balance
Bank · 2 branches
2.75%APY$275 a year on $10,000Requirements
Product: Applying online requires an initial deposit of at least $10,000 in new-to-Five Star Bank money not previously on deposit with Five Star Bank in the past 90 days. For initial deposits less than $10,000, visit a local branch. Service charge of $10.00 per statement period does not apply when maintaining at least a $10,000 average ledger balance for the activity period.
Offer: Variable rate account. A $10,000.00 minimum deposit of new-to-Five Star Bank money not previously on deposit with Five Star Bank in the past 90 days is required to open. Monthly fee waived with at least $10,000 average ledger balance.
0.10% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High Yield Money Market Account Balance APY Up to $10,000 0.10% $10,000 – $100,000Your amount 2.75% $100,000 and up 3.25% Rate checked
More details - ESL Federal Credit UnionTiered SavingsSavings · $10,000 min · 1.00%–2.10% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: $20.00 monthly balance fee applies if monthly average balance drops below $50,000; fee waived if monthly average balance is $50,000 or more. No monthly service fee. Dividends paid monthly.
Offer: Balance Tier $0 - $49,999.99; minimum balance to obtain APY is $1. $20.00 average balance fee applies if monthly average balance drops below $50,000.
1.00% interest rate · $20 monthly fee
Rate by balance
Rate by balance for Tiered Savings Balance APY Up to $50,000Your amount 1.00% $50,000 – $100,000 1.20% $100,000 – $250,000Monthly balance fee waived if monthly average balance is $50,000 or more. 1.45% $250,000 – $1,000,000Monthly balance fee waived if monthly average balance is $50,000 or more. 1.80% $1,000,000 and upMonthly balance fee waived if monthly average balance is $50,000 or more. 2.10% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - ESL Federal Credit UnionPremier Money Maker AccountPremier Money Maker Account · $10,000 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Balances qualify for the Owners' Dividend subject to eligibility. $15.00 monthly average balance fee applies if monthly average balance falls below $25,000.
Offer: Minimum balance to obtain APY is $1. Monthly fee waived with average monthly balance of $25,000 or more.
0.00% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Premier Money Maker Account Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.30% $50,000 – $100,000 0.45% $100,000 – $250,000 0.45% $250,000 and up 0.50% Rate checked
More details - ESL Federal Credit UnionPremier Money Maker AccountSavings · $10,000 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Monthly average balance fee of $15.00 applies if below $25,000; waived if balance is $25,000 or more.
0.00% interest rate
Rate by balance
Rate by balance for Premier Money Maker Account Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.30% $50,000 – $250,000 0.45% $250,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Visit local branch to open.
Offer: Variable rate account.
0.10% interest rate
Rate checked
More details - ESL Federal Credit UnionMoney Maker AccountMoney Maker Account · $2,500 min · 0.05%–0.45% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: No monthly service fees or minimum balance fees. Balances qualify for the Owners' Dividend subject to eligibility. Rates are variable and paid monthly.
Offer: Minimum balance to obtain APY is $1.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Maker Account Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.25% $50,000 and up 0.45% Rate checked
More details - ESL Federal Credit UnionMoney Maker AccountSavings · $2,500 min · 0.05%–0.45% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,0000.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Maker Account Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.25% $50,000 and up 0.45% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires opening deposit of $5.00 and payment of a small membership fee. Dividends compounded and credited quarterly.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required to establish membership ($5.00 deposit, original Social Security Card, and photo ID). Dividends are paid quarterly on the last day of March, June, September, and December.
Rate checked
More details - Tonawanda Valley Federal Credit UnionSecondary Savings 3, 5, 8Savings · $0 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Add up to 3 different savings accounts under the same member number to allocate funds for specific goals. Dividends paid quarterly on the last day of March, June, September, and December.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership Daily Dividend Savings Account opened with ESL membership. Dividends paid quarterly. No monthly service or minimum balance fees.
Offer: Minimum balance to obtain APY is $1. Variable rate subject to change.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Service charge is $5.00 per Statement Period, waived with at least $300 average daily balance or if primary person listed on the account is under 18 years old. Variable rate account.
Offer: Service charge is $5.00 per Statement Period, waived with at least $300 average daily balance or if primary person is under 18 years old. Variable rate account.
0.04% interest rate · $5 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Batavia, NY metro
19 accounts at 8 banks and credit unions · checked Sep 17–Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.00%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.10%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 5 branches
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch