Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Athens, TN metro
- Tennessee Valley Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 2.50%–3.10% by balance
Credit union · 2 branches
2.55%APY$255 a year on $10,000Requirements
Product: Limited to 6 free withdrawals or transfers per statement period; $3 fee for each transaction exceeding these limits. $15 monthly service fee waived with $2,500 minimum balance.
Offer: Monthly service charge of $15 is waived with a $2,500 minimum balance. Limited to 6 free withdrawals/transfers per statement period ($3 fee per excess transaction).
2.47% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $9,999 2.50% $10,000 – $24,999Your amount 2.55% $25,000 – $49,999 2.70% $50,000 – $99,999 2.95% $100,000 – $149,999 3.00% $150,000 – $199,999 3.05% $200,000 and up 3.10% Rate checked
More details - 2.53%APY$253 a year on $10,000
Requirements
Product: Membership is open to individuals who live, work, or attend school in Bradley, McMinn, Meigs, Monroe, and Polk counties. Requires maintaining one share of $5.00 par value.
Offer: Dividends compounded and credited monthly. Daily balance method used. Minimum daily balance of $2,500.00 required to earn stated APY. Limit of 6 transfers and withdrawals per month. Rate may change at any time.
2.50% interest rate · Effective Jan 1, 2026
Rate checked
More details - 2.53%APY$253 a year on $10,000
Requirements
Product: $2,500 minimum balance. Variable rate.
Offer: Variable rate.
2.50% interest rate · Effective Oct 2, 2026
Rate checked
More details - SouthEast BankPremium Money Market Savings AccountPremium Money Market Savings Account · $2,500 min · 0.60%–3.75% by balance
Bank · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: Interest is calculated based on the account's total daily balance and is credited monthly. Withdrawals limited to six (6) items per month. There will be no fee imposed for excessive withdrawals, though excessive withdrawals may result in conversion to a transaction account. Monthly service fee of $12 is waived with a minimum daily balance of $2,500.
Offer: Monthly service fee of $12 is waived with a minimum daily balance of $2,500.
$12 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for Premium Money Market Savings Account Balance APY Up to $100,000Your amount 0.60% $100,000 – $250,000 1.25% $250,000 – $500,000 2.50% $500,000 – $1,000,000 3.00% $1,000,000 – $5,000,000 3.50% $5,000,000 and up 3.75% Rate checked
More details - 0.55%APY$55 a year on $10,000with conditions
Requirements
Product: Available to military customers. Requires a Military Advanced Checking account with a minimum automatic funds transfer of $25.00 to keep active. Variable rate subject to change. Limit one account per individual. Reverts to regular savings if requirements are not maintained. 3 free withdrawals per quarter, then $1.50 per withdrawal. $6.50 fee per cycle if daily balance falls below $100.00.
Offer: Tier One: Balances up to $25,000. $5 minimum deposit to open. Variable rate.
Qualified rate · 0.55% interest rate
Rate by balance
Rate by balance for Military Smart Savers Plan Balance APY Up to $25,000Your amount 0.55% $25,001 – $50,000 0.65% $50,000 and up 0.75% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered-rate savings account. $6.50 fee per quarterly cycle if daily balance falls below $100 on any day of cycle (waived with balance above $100 or Direct Deposit relationship). Unlimited withdrawals if daily balance stays at or above $500; if daily balance falls below $500, 3 free withdrawals per cycle, then $1.50 per additional withdrawal. $2 paper statement fee (waived with e-statements). $15 inactivity fee after 3 months inactivity. Minimum to open through mail is $200.
Offer: Tier One: Balances less than $5,000.00. Minimum balance to earn interest and obtain APY is $25. $5 minimum balance to open ($200 by mail).
0.30% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $5,000 0.30% $5,000 – $50,000Your amount 0.50% $50,000 and up 0.70% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Establishes membership with TVFCU. $1 fee for each paper statement for members aged 18 to 65 (avoidable by enrolling in eStatements).
Offer: Competitive dividends on entire balance.
0.30% interest rate · No monthly fee
Rate checked
More details - 0.30%APY$30 a year on $10,000intro rate
Requirements
Product: Rate represents intended rate for the current quarter as declared by the Board of Directors; actual rates declared at quarter end.
Offer: Rate represents intended rate for the current quarter as declared by the Board of Directors; actual rates declared at quarter end.
Promotional rate · 0.30% interest rate · Effective Oct 2, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000intro rate
Requirements
Product: Opened upon joining the credit union. $5 minimum balance requirement. No fees. Accrues daily, credited quarterly.
Offer: Rate represents intended rate for the current quarter as declared by the Board of Directors; actual rates declared at quarter end.
Promotional rate · 0.30% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Limit one Bonus Rate Savings account per primary account holder tax ID. A $3 paper statement fee is waived when enrolled in eStatements or with a daily average account balance of $1,200 or a daily average relationship balance of $10,000. Unlimited check writing and unlimited withdrawals are subject to available funds.
Offer: To earn the bonus rate, each statement cycle the account holder must have a SouthEast Bank checking account with the Round Up feature, enroll and maintain the Bonus Rate Savings account in eStatements, and post and settle at least 15 debit card purchases during the statement cycle from any personal SouthEast Bank checking account.
Qualified rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Bonus Rate Savings Balance APY Up to $10,000 2.01% $10,000 and upYour amountAPY for this tier will range from 2.01% to 0.27%, depending on the balance in the account. 0.20%* Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership eligibility applies: permanent employee of Olin Corporation, Solenis, or Hiwassee River Credit Union (primary office in Charleston, TN or Cleveland, TN), or eligible family members.
0.15% interest rate · Effective Mar 25, 2025
Rate checked
More details - ORNL Federal Credit UnionMoney Market SavingsMoney Market Savings · 0.05%–1.75% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: $2.00 per withdrawal beginning with the 7th withdrawal per month. $5.00 monthly service fee avoided with $2,500.00 minimum daily balance.
Offer: $2.00 per withdrawal beginning with the 7th withdrawal per month. $5.00 monthly service fee avoided with $2,500.00 minimum daily balance.
0.05% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.05% $2,500 – $24,999Your amount 0.10% $25,000 – $49,999 0.25% $50,000 – $99,999 0.50% $100,000 – $249,999 1.25% $250,000 and up 1.75% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $24,999Your amount 0.10% $25,000 – $49,999 0.25% $50,000 – $99,999 0.50% $100,000 – $249,999 1.25% $250,000 and up 1.75% Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.
Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.
Promotional rate · 0.05% interest rate · $20 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Market Monitor Balance APY Up to $20,000Your amount 0.05% $20,000 and upPromotional rate guaranteed through December 31, 2026 for new accounts opened between September 1, 2026 and December 1, 2026 funded with minimum $20,000 in new money not on deposit as of August 31, 2026 within 15 calendar days of opening. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Limit one Bonus Rate Savings account per primary account holder tax ID. A $3 paper statement fee is waived when enrolled in eStatements or with a daily average account balance of $1,200 or a daily average relationship balance of $10,000. Unlimited check writing and unlimited withdrawals are subject to available funds.
Offer: If bonus qualifications are not met during the statement cycle, the account will earn 0.05% APY.
Qualified rate · Effective Sep 24, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Athens, TN metro
22 accounts at 8 banks and credit unions · checked Oct 5–22
- Typical
- 0.13%
- Top 10% from
- 2.34%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.23%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Athens, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bowater Credit UnionCredit union · 3 branches
- Tennessee Valley Federal Credit UnionCredit union · 2 branches