Credit union · NCUA insured
Hiwassee River Credit Union Savings Rates
Hiwassee River Credit Union’s best savings rate is 0.15% APY on $10,000, with its Shares. Rates checked October 15, 2026.
How Hiwassee River Credit Union’s savings rates compare
Compared with banks and credit unions near Athens, TN, where Hiwassee River Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hiwassee River Credit Union
0.15%APY
- Minimum
- —
- Earns on $10,000 a year
- $15
Shares
Top rate
Tennessee Valley Federal Credit Union
2.55%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $255
2nd-highest rate
Bowater Credit Union
2.53%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $253
Hiwassee River Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hiwassee River Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Shares
0.15%APY
Membership eligibility applies: permanent employee of Olin Corporation, Solenis, or Hiwassee River Credit Union (primary office in Charleston, TN or Cleveland, TN), or eligible family members.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Special-purpose accounts
Floating IRA
0.75%APY
Dividends paid quarterly. Membership eligibility applies: permanent employee of Olin Corporation, Solenis, or Hiwassee River Credit Union (primary office in Charleston, TN or Cleveland, TN), or eligible family members.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterlyAny balance | 0.75% | $75 | Dividends paid quarterly |
Christmas Club
0.15%APY
Membership eligibility applies: permanent employee of Olin Corporation, Solenis, or Hiwassee River Credit Union (primary office in Charleston, TN or Cleveland, TN), or eligible family members.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Vacation Club
0.15%APY
Membership eligibility applies: permanent employee of Olin Corporation, Solenis, or Hiwassee River Credit Union (primary office in Charleston, TN or Cleveland, TN), or eligible family members.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Who can join Hiwassee River Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.