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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 316–330 results in New York

  1. Top Carrot, Carrot Score 95
    Leatherstocking Credit UnionSavingsSavings · $100 min

    Credit union · 1 branch

    0.25%APY$25 a year on $10,000
  2. Oswego Teachers Employees Federal Credit UnionMiscellaneous and TravelSavings · $0 min

    Credit union · 1 branch

    0.25%APY$25 a year on $10,000
  3. Oswego Teachers Employees Federal Credit UnionRegular SharesSavings · $5 min

    Credit union · 1 branch

    0.25%APY$25 a year on $10,000
  4. First Heritage Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–1.26% by balance

    Credit union · 6 branches

    0.25%APY$25 a year on $10,000
  5. Top Carrot, Carrot Score 88
    Access Federal Credit UnionRegular SavingsSavings · $25 min

    Credit union · 4 branches

    0.25%APY$25 a year on $10,000
  6. Top Carrot, Carrot Score 88
    Access Federal Credit UnionOther SavingsSavings · $25 min

    Credit union · 4 branches

    0.25%APY$25 a year on $10,000
  7. Top Carrot, Carrot Score 95
    Ridgewood Savings BankStatement SavingsSavings · $1 min

    Bank · 37 branches

    0.25%APY$25 a year on $10,000
  8. Top Carrot, Carrot Score 95
    Ridgewood Savings BankPassbook SavingsSavings · $1 min

    Bank · 37 branches

    0.25%APY$25 a year on $10,000
  9. Top Carrot, Carrot Score 99
    SJP Federal Credit UnionSavings AccountSavings · $100 min

    Credit union · 1 branch

    0.25%APY$25 a year on $10,000intro rate
  10. Top Carrot, Carrot Score 89
    First Source Federal Credit UnionRegular ShareSavings · $5 min

    Credit union · 6 branches

    0.25%APY$25 a year on $10,000
  11. Top Carrot, Carrot Score 89
    First Source Federal Credit UnionSpecial Purpose AccountSavings · $0 min

    Credit union · 6 branches

    0.25%APY$25 a year on $10,000
  12. Amherst Federal Credit UnionShare (Savings) AccountSavings · $100 min

    Credit union · 1 branch

    0.25%APY$25 a year on $10,000
  13. Cross County Savings BankStatement SavingsSavings · $300 min

    Bank · 6 branches

    0.25%APY$25 a year on $10,000
  14. Cross County Savings BankPassbook SavingsSavings · $500 min

    Bank · 6 branches

    0.25%APY$25 a year on $10,000
  15. Top Carrot, Carrot Score 87
    Actors Federal Credit UnioneMax OnlineSavings · $0 min

    Credit union · 1 branch

    0.25%APY$25 a year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in New York

717 accounts at 293 banks and credit unions · checked Oct 16–23

Typical
0.20%
Top 10% from
2.72%
Banks, typical
0.15%
Credit unions, typical
0.25%

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New York

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Ontario Shores FCUCredit union · 5 branches
  2. Quorum Federal Credit UnionCredit union · 1 branch
  3. SJP Federal Credit UnionCredit union · 1 branch
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate