Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Racine, WI
- Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Standard rate tier. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.25% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Prize-linked savings account open to Wisconsin, Illinois and Minnesota residents only. Fiduciary and business accounts are not eligible. Only one account per SSN. Members earn sweepstakes entries for every $25 saved month-over-month (up to 6 entries/month, 18/quarter, 72/year). Withdrawals and closing account impact entries.
Offer: Open to WI, IL, and MN residents only. Fiduciary and business accounts are not eligible.
0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum age to open an individual Essential Savings account is 12 (no ATM access). $5 monthly cycle maintenance fee waived with $300 minimum daily ledger balance or $1,000 average monthly cycle ledger balance; fee waived for minors until 18th birthday.
Offer: Monthly interest payment frequency; simple compounding method. $5 monthly fee waived with $300 minimum daily ledger balance or $1,000 average monthly cycle ledger balance; fee not assessed for minors until 18th birthday.
0.15% interest rate · $5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Monthly maintenance fee is $0 or $15; waived with a $1,000 minimum daily balance.
Offer: Monthly maintenance fee waived with a $1,000 minimum daily balance.
0.15% interest rate · $15 monthly fee
Rate checked
More details - Educators CUHigh Yield Money MarketHigh Yield Money Market · $1,000 min · 0.06%–0.19% by balance
Credit union · 1 branch
0.11%APY$11 a year on $10,000Requirements
Product: Regular account minimum deposit is $1,000. $10 monthly fee for daily balances below $1,000. Rates will not change until the next tier is reached.
Offer: Balance <$2,500. $10 fee per month for daily balances below $1,000.
0.06% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $2,500 0.06% $2,500 – $10,000 0.08% $10,000 – $25,000Your amount 0.11% $25,000 – $50,000 0.14% $50,000 and up 0.19% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Monthly maintenance fee of $5 is waived with a $200 minimum daily balance.
Offer: $5 monthly maintenance fee waived with $200 minimum daily balance.
0.08% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: No minimum balance requirements. Earn monthly dividends on daily average balances over $100. Can open one or multiple special savings.
Offer: Earn monthly dividends on daily average balances over $100.
0.08% interest rate
Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Minimum balance of $5 represents member share in the credit union. Earns monthly dividends on daily average balances over $100.
Offer: Earn monthly dividends on daily average balances over $100. Minimum balance of $5 is required for credit union membership.
0.08% interest rate
Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Represents one share and member-ownership in Educators Credit Union. Dividends are earned when balance is $100 or more.
Offer: Minimum amount of $100 is the minimum account balance to earn dividends/interest.
0.06% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open an account with a deposit of $1. Available for personal accounts as well as youth accounts (ages 10-17).
Offer: APY is Annual Percentage Yield. APY is variable and subject to change. Fees may reduce earnings.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Minimum balance $0; monthly minimum balance fee $0. Paper statements are $3 per month (waived if primary owner is 65+). $25 minimum deposit to open on product page, $100 minimum to open listed in rates schedule.
Offer: Interest earned on entire balance; compounded and credited monthly. Rates variable and subject to change without notice.
0.02% interest rate · No monthly fee · Effective Oct 7, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.
Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.
0.01% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - U.S. BankU.S. Bank Elite Money MarketU.S. Bank Elite Money Market · $0 min · 0.01%–3.40% by balance
Bank · 1 branch
0.01%APY$1 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for U.S. Bank Elite Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 3.40% $50,000 – $100,000 3.40% $100,000 – $500,000 3.40% $500,000 – $10,000,000,000 3.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Racine, WI
30 accounts at 10 banks and credit unions · checked Oct 16
- Typical
- 0.28%
- Top 10% from
- 2.00%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.11%
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Racine, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Racine Municipal Employees Credit UnionCredit union · 1 branch
- Marine Credit UnionCredit union · 1 branch
- North Shore BankBank · 4 branches